Olivette, Missouri.
Typical home $496,471 (+3.8% in a year), asking rent $1,954 (+1.0%). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$1,361 (+109%) since Jan 2020.
- 1 year
- Up $18,251 +4%
- $478,220$496,471 since Sep 2025
- 5 years
- Up $102,709 +26%
- $393,762$496,471 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Olivette$2,606
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Olivette, MO rose 3.8% over the past year — faster than the nation's +1.2%.
Asking rents in Olivette, MO rose 1.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Olivette runs $1,682/mo more than renting one. The gap peaked at $1,697 in May 2024.
That is $3,636 a month against $1,954 rent: a $2,606 mortgage payment, plus $498 property tax and $532 insurance & upkeep.
Owning vs renting — Olivette
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,636
- Renting$1,954
- Mortgage only$2,606
Property tax · $498/mo 1.20% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Louis County, MO
Insurance & upkeep · $532/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Olivette, St. Louis County, Missouri
Olivette is a city of 8,504 people in St. Louis County. Half its households earn more than $111,660 a year and half less, against $82,936 across St. Louis County; 4% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in St. Louis County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Olivette is a small city in St. Louis County where most homes are lived in by their owners, and household incomes run well above the county's. Residents are somewhat older than in many places, and a four-year degree is held by most adults. Winters are cold, with highs near freezing and lows below it in January, and some snow most years, while summers turn hot by July.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in manufacturing, and in banks, insurance and property. Among the larger workplaces in Olivette are Murphy Company, a mechanical contractor, PayneCrest Electric, and Kone, which installs elevators. Commutes are fairly short, and a good number of people work from home.
Things to do. The Saint Louis Zoo, Forest Park and the Saint Louis Art Museum are all a short drive away, as is the Missouri Botanical Garden. A longer drive brings you to Gateway Arch National Park beside the river, and to Cahokia, an archaeological site.
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- 3,508households
- 70%of adults have a degree
- 4%below the poverty line
- 19 mintypical commute
- 28%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Louis County had 589,803 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 24°; warmest in July, with highs near 90° and lows near 71°. About 17 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Louis Lambert International Airport weather station, 6 miles away (NOAA).
Largest workplaces in Olivette
- Murphy Company (Missouri)Mechanical contractors820
- PayneCrest ElectricElectrical contractors655
- Crown Lift Trucks St. LouisIndustrial truck repair and maintenance services106
- KoneElevator installation81
- Lincare IncOxygen equipment rental80
- National Agricultural Statistics ServiceFederal government · Department of Agriculture67
- Warson Brands Main OfficeFootwear merchant wholesalers65
- CoverCressOilseed farming, field and seed production59
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 2,199 people in all. Federal offices come from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- HailRelatively high
- EarthquakesRelatively high
- Ice stormsrelatively high in parts of OlivetteRelatively moderate
- Cold wavesrelatively high in parts of OlivetteRelatively moderate
- Winter weatherrelatively high in parts of OlivetteRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Olivette’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the St. Louis, MO-IL metro.
Olivette home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Olivette$496,471
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Olivette13
New listings per month
Sellers arriving at the market.
- Olivette8
Zip codes with a Olivette address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Olivette — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.