Ophir, Colorado.
Typical home $983,002 (+7.9% in a year).
to buy the typical home at today's mortgage rate — +$2,908 (+129%) since Jan 2020.
- 1 year
- Up $72,001 +8%
- $911,002$983,002 since Sep 2025
- 5 years
- Up $106,540 +12%
- $876,462$983,002 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ophir$5,160
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 30 years.
Typical home values in Ophir, CO rose 7.9% over the past year — faster than the nation's +1.2%.
Living in Ophir, San Miguel County, Colorado
Ophir is a town of 197 people in San Miguel County. Unemployment in San Miguel County was 3.5% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in San Miguel County work in restaurants and hotels, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ophir is a very small mountain town in San Miguel County, Colorado, with a population well under what most people would call a village. Homes here are valued far above what is typical across the country, and household incomes in the county are on the more modest side of that picture. Winters are cold and long, with January the coldest month, highs just above freezing and lows near zero, and the snowfall is very heavy for a year.
Work. Residents work mostly in restaurants, hotels and entertainment, in professional and business services, in shops, and in schools, hospitals and social care. Across San Miguel County, the largest workplaces include the Telluride School District, the Norwood School District and the home builders Fortenberry & Ricks. Unemployment in the county is a little higher than it was a year ago, and the number of jobs has held about level, and a typical commute is a modest one for a mountain town.
Things to do. Telluride Ski Resort, a ski area, is a short drive away, and Bridal Veil Falls, a waterfall, is also close. For a quiet day on the water, Trout Lake, a reservoir, is a short drive, and the Dolores River is nearby as well. Summers are mild and warm in July, which suits time outdoors in the high country.
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- 23 mintypical commute
What people in San Miguel County work in
Employed residents by industry, from the Census survey. San Miguel County had 6,079 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 0°; warmest in July, with highs near 77° and lows near 41°. About 131 inches of snow and 20 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Telluride 4WNW weather station, 7 miles away (NOAA).
Largest workplaces in San Miguel County
- Telluride School District No. R-1School district106FTE
- Norwood School District No. R-2JSchool district48FTE
- Fortenberry & RicksHome builders, single-family38
- Nocturne Luxury VillasVacation and recreation land rental or leasing31
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 69 people in all across the county; Ophir has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Winter weatherRelatively high
- AvalanchesRelatively high
- Inland floodingRelatively high
- LandslidesRelatively moderate
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ophir’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Miguel County.
Ophir home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ophir$983,002
- Colorado$529,013
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ophir9
Zip codes with a Ophir address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ophir — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.