Orange Park, Florida.
Typical home $311,161 (-0.7% in a year), asking rent $1,605 (+1.3%). Jacksonville, FL metro.
to buy the typical home at today's mortgage rate — +$847 (+108%) since Jan 2020.
- 1 year
- Down $2,115 -1%
- $313,275$311,161 since Sep 2025
- 5 years
- Up $43,136 +16%
- $268,025$311,161 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Orange Park$1,633
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Orange Park, FL fell 0.7% over the past year — slower than the nation's +1.2%.
Asking rents in Orange Park, FL rose 1.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Orange Park runs $547/mo more than renting one. The gap peaked at $732 in Oct 2023.
That is $2,152 a month against $1,605 rent: a $1,633 mortgage payment, plus $186 property tax and $333 insurance & upkeep.
Owning vs renting — Orange Park
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,152
- Renting$1,605
- Mortgage only$1,633
Property tax · $186/mo 0.72% of value a year — the ACS 2020-2024 median bill over the median home value for Clay County, FL
Insurance & upkeep · $333/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Orange Park, Clay County, Florida
Orange Park is a town of 9,089 people in Clay County. Half its households earn more than $77,106 a year and half less, against $87,820 across Clay County; 14% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Clay County was 4.7% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Orange Park is a small town on the western shore of the St. Johns River side of Clay County, with mild winters, hot summers, and little or no snow. Rain and melted snow add up to a fair amount over the year. Incomes in town run below the county's, and more households rent than across the county, though most homes are still lived in by their owners.
Work. Many residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, and then shops and professional and business services. Among the larger workplaces in town are Borland Groover Holdings - Orange Park Endoscopy and Clinic, a Winn-Dixie supermarket, and the Courtyard by Marriott Jacksonville Orange Park. Commutes are fairly long, and some residents work from home.
Things to do. Doctors Lake is a lake in or beside town, and Maple Leaf, an archaeological site, is also close by. The Murray Hill Theatre is a short drive away, and the Cummer Museum of Art and Gardens is a museum a longer drive away.
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- 3,546households
- 30%of adults have a degree
- 14%below the poverty line
- 28 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Clay County had 57,660 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 66° and lows near 47°; warmest in July, with highs near 92° and lows near 76°. About 48 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Jacksonville Nas weather station, 5 miles away (NOAA).
Largest workplaces in Orange Park
- Borland Groover Holdings - Orange Park Endoscopy and ClinicGastroenterologists' offices92
- 40 Winn-dixie StoresSupermarket59
- BascaIntellectual and developmental disability facilities, residential52
- Orange ParkMail and parcel delivery50
- Wawa SiteConvenience store37
- Courtyard by Marriott Jacksonville Orange ParkHotels34
- Compass Group33
- Florida Autism CenterAba therapy33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 449 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Coastal floodingRelatively moderate
- HurricanesRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Orange Park’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Jacksonville, FL metro.
Orange Park home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Orange Park$311,161
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 3 Orange Park listings, and the typical home goes pending in 45 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Orange Park28.68%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Orange Park45
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Orange Park399
New listings per month
Sellers arriving at the market.
- Orange Park89
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Orange Park$303,653
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Orange Park98.17%
Zip codes with a Orange Park address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Orange Park — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Orange Park
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 32073 | Orange Park | 43,561 | $1,415 | $299,115 |
| 32065 | Orange Park | 41,578 | $1,877 | $325,750 |