States · Missouri · Holt County

Oregon, Missouri.

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What it costs per month · Oregon $1,393/mo

to buy the typical home at today's mortgage rate — +$768 (+123%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Missouri$1,393
  • United States$1,922

Living in Oregon, Holt County, Missouri

Oregon is a city of 837 people in Holt County. Half its households earn more than $67,625 a year and half less, against $61,187 across Holt County; 4% of its people live below the poverty line. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in Holt County was 3.9% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 837 in the 2020 census; median age 42.8
Household income $67,625 the median, give or take $10,737 · Holt County: $61,187
Unemployment 3.9% Holt County, August 2026; 4.2% a year before
Homes 76% lived in by their owners; 24% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Oregon is a small city and the seat of Holt County, in the far northwest corner of Missouri. The population is small and leans older than the typical American town. Most homes are lived in by their owners, and household incomes run above the county's, with relatively few residents living below the poverty line. Winters are cold, with January the coldest month, and summers are warm and hot by July.

Work. Residents work mainly in schools, hospitals and social care, followed by manufacturing, shops and the building trades. Across Holt County, some of the largest workplaces are Oregon Care Center, Mound City R-II Schools and Golden Triangle Energy. Few people work from home, and the typical commute is a modest one. Jobs across the county have slipped slightly over the past year, and few adults here hold a four-year degree.

Things to do. Thorp Branch, a small river, runs in or beside town. A short drive away are the Wolf River and Loess Bluffs National Wildlife Refuge, a protected area. Big Lake State Park is a longer drive away, and is another protected area for getting outdoors.

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  • 335households
  • 16%of adults have a degree
  • 4%below the poverty line
  • 24 mintypical commute
  • 2%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Manufacturing14%
  • Shops (retail)13%
  • Building trades13%
  • Government9%
  • Farming, forestry and mining8%

Employed residents by industry, from the Census survey. Holt County had 1,301 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 16°; warmest in July, 87° and 67° 20° 40° 60° 80° J 35° 16° F M A M J J 87° 67° A S O N D
Average daily high and low for each month: coldest in January, 35° and 16°; warmest in July, 87° and 67° 20° 40° 60° 80° J 35° 16° F M A M J J 87° 67° A S O N D

Coldest in January, with highs near 35° and lows near 16°; warmest in July, with highs near 87° and lows near 67°.

Average daily high and low, 1991–2020, at the Oregon weather station, under a mile away (NOAA).

Largest workplaces in Holt County

  1. Forest City FacilityPowder, nonferrous metals, made from purchased metal86
  2. Oregon Care CenterSkilled nursing facilities59
  3. Tiffany HeightsNursing homes54
  4. Mound City R-II SchoolsSchool district52FTE
  5. Golden Triangle EnergyGrain alcohol, beverage, manufacturing45
  6. South Holt Co. R-I SchoolsSchool district42FTE
  7. First Student30
  8. Craig R-iii SchoolsSchool district24FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 296 people in all across the county; Oregon has two of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively high
  2. HailRelatively high
  3. Heat wavesRelatively high
  4. TornadoesRelatively high
  5. LandslidesRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oregon’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Holt County.

Oregon home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 4 5 2026 Oregon 5
4 4 5 2026
  • Oregon5

Zip codes with a Oregon address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oregon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.