Osborn, Missouri.
Typical home $217,811 (+6.4% in a year). St. Joseph, MO-KS metro.
to buy the typical home at today's mortgage rate — +$557 (+95%) since Jan 2020.
- 1 year
- Up $13,085 +6%
- $204,726$217,811 since Sep 2025
- 5 years
- Up $25,371 +13%
- $192,440$217,811 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Osborn$1,143
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in Osborn, MO rose 6.4% over the past year — faster than the nation's +1.2%.
Living in Osborn, DeKalb County, Missouri
Osborn is a city of 374 people in DeKalb County. Unemployment in DeKalb County was 3.9% in August 2026, and the county had 7.5% fewer jobs in 2025 than the year before. The most people in DeKalb County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Osborn is a very small city in northwest Missouri, the kind of place where residents tend to know one another. Homes here cost less than in much of the country, and a notable share of residents live below the poverty line. DeKalb County's household incomes sit below what is typical for the state.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, shops and the building trades. Across DeKalb County, the largest workplaces include Cameron Regional Medical Center, Walmart and CNH Industrial Cameron. Jobs in the county have become scarcer over the past year, and the typical commute is a fairly long one, with only a small share of people working from home.
Things to do. Wheeler Creek runs in or beside town, and Wallace State Park, a protected area, is a short drive away. Wamsley Creek and Deer Creek are also short drives, and the Glore Psychiatric Museum is a longer drive. Winters are cold, with January the coldest month, while summers are warm and July is the warmest; rain and melted snow add up to a fair amount over the year.
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- 14%below the poverty line
- 27 mintypical commute
- 10%work from home
What people in DeKalb County work in
Employed residents by industry, from the Census survey. DeKalb County had 2,391 jobs in 2025, 7.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 15°; warmest in July, with highs near 87° and lows near 67°. About 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cameron weather station, 6 miles away (NOAA).
Largest workplaces in DeKalb County
- Cameron Regional Medical CenterGeneral hospital331FTE
- WalmartWarehouse clubs and supercenters243
- CNH Industrial CameronGeneral warehousing and storage104
- Maysville R-I SchoolsSchool district74FTE
- Dohrn Transfer Company56
- Clinco Sheltered IndustriesSheltered workshops51
- VB EnterprisesBuilding cleaning services, janitorial49
- Stewartsville C-2 SchoolsSchool district38FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 1,063 people in all across the county; Osborn has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- Strong windRelatively high
- HailRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Osborn’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DeKalb County and the St. Joseph, MO-KS metro.
Osborn home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Osborn$217,811
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Osborn address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Osborn — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.