Osceola, Wisconsin.
Typical home $360,579 (+2.9% in a year).
to buy the typical home at today's mortgage rate — +$1,014 (+115%) since Jan 2020.
- 1 year
- Up $10,002 +3%
- $350,577$360,579 since Sep 2025
- 5 years
- Up $62,020 +21%
- $298,559$360,579 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Osceola$1,893
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Osceola, WI rose 2.9% over the past year — faster than the nation's +1.2%.
Living in Osceola, Polk County, Wisconsin
Osceola is a village of 2,765 people in Polk County. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Polk County was 3.6% in August 2026, and the county had 3.1% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Osceola is a village in Polk County, Wisconsin, and a young one by the standards of many small towns, with a median age well below what older homeowners may expect. Most homes are lived in by their owners, though renters make up a real part of the village too. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Some of the largest workplaces in Osceola are Ladd Memorial Hospital, Christian Community Home of Osceola and Northwire, a maker of wire and cable. Fewer adults hold a four-year degree than in many places, and some residents work from home.
Things to do. The Osceola and St. Croix Valley Railway, a museum, is in or beside town. A short drive away are the Saint Croix National Scenic Riverway, a protected stretch of river, and Franconia Sculpture Park, another museum. Interstate Park, also a short drive off, is a protected area, and Trollhaugen, a ski area, is close by too, which suits the snowy winters.
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- 1,376households
- 24%of adults have a degree
- 14%below the poverty line
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Polk County had 15,663 jobs in 2025, 3.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 23° and lows near 3°; warmest in July, with highs near 82° and lows near 61°. About 43 inches of snow and 30 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Croix Falls weather station, 7 miles away (NOAA).
Largest workplaces in Osceola
- Ladd Memorial HosptialCritical access hospital170FTE
- Christian Community Home of OsceolaSkilled nursing facilities118
- NorthwireCommunications wire and cable, nonferrous, made from purchased nonferrous wire102
- F&M CompaniesProfile shapes, nonrigid plastics, manufacturing94
- F&M PlasticsOther89
- Tenere Metals Division OsceolaSheet metal work manufacturing54
- Invest Cast Inc - WisconsinInvestment castings, steel, unfinished, manufacturing53
- KapcoHoops, metal, fabricated from purchased metal49
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 750 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Strong windRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Polk County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Polk County.
Osceola home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Osceola$360,579
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Osceola listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Osceola19.22%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Osceola35
New listings per month
Sellers arriving at the market.
- Osceola12
Zip codes with a Osceola address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Osceola — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.