Osprey, Florida.
Typical home $661,421 (-1.0% in a year), asking rent $2,568 . North Port-Sarasota-Bradenton, FL metro.
to buy the typical home at today's mortgage rate — +$1,858 (+115%) since Jan 2020.
- 1 year
- Down $6,879 -1%
- $668,300$661,421 since Sep 2025
- 5 years
- Up $78,142 +13%
- $583,279$661,421 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Osprey$3,472
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in Osprey, FL fell 1.0% over the past year — slower than the nation's +1.2%.
Living in Osprey, Sarasota County, Florida
Osprey, in Sarasota County, had 6,690 people in the 2020 census. Half its households earn more than $103,516 a year and half less, against $83,416 across Sarasota County; 8% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Sarasota County was 5.0% in August 2026, and the county had 2.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then finance and property.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Osprey is a small community on Florida's Gulf coast in Sarasota County, and its residents are older than in most American towns. Nearly everyone owns the home they live in, and household incomes run well above the county's. Homes here cost a good deal, and so does renting, and a large share of adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, in banks, insurance and property, and in professional and business services, with others in restaurants, hotels and entertainment. Across Sarasota County, the largest workplaces include Sarasota Schools, Sarasota Memorial Hospital and Option Care Enterprises. Commutes are fairly ordinary in length, and a good number of people work from home.
Things to do. Oscar Scherer State Park is a protected area in or beside town, and Casey Key, a beach, is close by as well. Siesta Key, another beach, is a short drive away, and the John and Mable Ringling Museum of Art is a longer drive. Winters are mild and summers are hot, with little or no snow and plenty of rain across the year.
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- 2,893households
- 57%of adults have a degree
- 8%below the poverty line
- 23 mintypical commute
- 27%work from home
What residents work in
Employed residents by industry, from the Census survey. Sarasota County had 194,499 jobs in 2025, 2.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 72° and lows near 52°; warmest in July, with highs near 92° and lows near 74°. About 51 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Venice weather station, 7 miles away (NOAA).
Largest workplaces in Sarasota County
- Sarasota SchoolsSchool district6,444FTE
- Sarasota Memorial HospitalGeneral hospital4,560FTE
- Option Care EnterprisesHome health care agencies1,676
- PGT Industries - Assembly PlantFrames, door and window, metal, manufacturing1,424
- Sarasota Memorial Hospital VeniceGeneral hospital982FTE
- Certified Collectibles GroupAppraisal services681
- Ajax PavingRoad construction650
- Helios Technologies332912 fluid power valve and hose fitting manufacturing575
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 315 workplaces with 20 or more staff, 36,886 people in all across the county; Osprey has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- LightningRelatively high
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Osprey’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sarasota County and the North Port-Sarasota-Bradenton, FL metro.
Osprey home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Osprey$661,421
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Osprey listings, and the typical home goes pending in 80 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Osprey18.22%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Osprey119
New listings per month
Sellers arriving at the market.
- Osprey21
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Osprey$729,600
- United States$371,407
Zip codes with a Osprey address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Osprey — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.