States · Indiana · Wells County

Ossian, Indiana.

Typical home $267,853 (+5.4% in a year). Bluffton, IN metro.

What it costs per month · Ossian $1,406/mo

to buy the typical home at today's mortgage rate — +$808 (+135%) since Jan 2020.

What the home itself did
1 year
Up $13,618 +5%
$254,235$267,853 since Sep 2025
5 years
Up $68,658 +34%
$199,196$267,853 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ossian $1,406 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ossian$1,406
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Ossian, IN rose 5.4% over the past year — faster than the nation's +1.2%.

Living in Ossian, Wells County, Indiana

Ossian is a town of 3,266 people in Wells County. Half its households earn more than $71,563 a year and half less, against $71,957 across Wells County; 7% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Wells County was 2.7% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 3,266 in the 2020 census
Household income $71,563 the median, give or take $12,246 · Wells County: $71,957
Unemployment 2.7% Wells County, August 2026; 3.0% a year before
Homes 67% lived in by their owners; 33% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ossian is a small town in Wells County, Indiana, where most homes are lived in by their owners and incomes run close to the county's. Winters are cold, with snow on the ground for a good part of the season, and summers turn warm. Rain and melted snow add up to a fair amount over the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services close behind. The largest workplaces in Ossian include Norwell Community Schools, TI Fluid System - Ossian and TLC Management. Fewer jobs were counted across Wells County last year than the year before, though unemployment there has stayed low.

Things to do. A longer drive away, the Fort Wayne Children's Zoo is the best known stop for families, and the Foellinger-Freimann Botanical Conservatory offers a botanical garden to wander through, which is welcome on a cold day. For time on the water or under the trees, the St. Joseph River and Ouabache State Park are both a longer drive away.

Report a mistake
  • 1,530households
  • 30%of adults have a degree
  • 7%below the poverty line
  • 31 mintypical commute
  • 9%work from home

What residents work in

  • Schools, hospitals and social care29%
  • Manufacturing24%
  • Shops (retail)16%
  • Professional and business services11%
  • Banks, insurance and property7%
  • Building trades6%

Employed residents by industry, from the Census survey. Wells County had 11,160 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 17°; warmest in July, 83° and 63° 20° 40° 60° 80° J 32° 17° F M A M J J 83° 63° A S O N D
Average daily high and low for each month: coldest in January, 32° and 17°; warmest in July, 83° and 63° 20° 40° 60° 80° J 32° 17° F M A M J J 83° 63° A S O N D

Coldest in January, with highs near 32° and lows near 17°; warmest in July, with highs near 83° and lows near 63°. About 23 inches of snow and 40 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Bluffton 6N weather station, 4 miles away (NOAA).

Largest workplaces in Ossian

  1. Norwell Community SchoolsSchool district285FTE
  2. TI Fluid System - OssianGas tanks assembled, automotive, truck, and bus, manufacturing213
  3. TLC ManagementNursing homes150
  4. Trusted Supply Chain PartnersMachine shops75
  5. Roembke Mfg. & DesignMolds for plastics and rubber working machinery manufacturing50
  6. Pena's Mechanical ContractorsIndustrial equipment and machinery repair and maintenance services32

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 520 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. TornadoesRelatively high
  3. HailRelatively moderate
  4. Heat wavesRelatively moderate
  5. Inland floodingRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ossian’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wells County and the Bluffton, IN metro.

Ossian home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ossian $267,853 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ossian$267,853
  • Indiana$257,165
  • United States$366,157
Property tax, 2026 roll $1,450/yr median bill inside Ossian, effective 0.53% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 15 2021 2022 2023 2024 2025 2026 Ossian 11
8 10 12 15 2022 2024 2026
  • Ossian11

New listings per month

Sellers arriving at the market.

5 6 6 2026 Ossian 6
5 6 6 2026
  • Ossian6

Zip codes with a Ossian address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ossian — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ossian