States · Indiana · Warren County

Otterbein, Indiana.

Typical home $222,756 (+0.9% in a year). Lafayette-West Lafayette, IN metro.

What it costs per month · Otterbein $1,169/mo

to buy the typical home at today's mortgage rate — +$668 (+133%) since Jan 2020.

What the home itself did
1 year
Up $2,007 +1%
$220,749$222,756 since Sep 2025
5 years
Up $52,779 +31%
$169,977$222,756 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Otterbein $1,169 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Otterbein$1,169
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Otterbein, IN rose 0.9% over the past year — slower than the nation's +1.2%.

Living in Otterbein, Warren County, Indiana

Otterbein is a town of 1,144 people in Warren County. Half its households earn more than $63,698 a year and half less, against $82,425 across Warren County; 9% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Warren County was 2.9% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 1,144 in the 2020 census; median age 33.1
Household income $63,698 the median, give or take $8,445 · Warren County: $82,425
Unemployment 2.9% Warren County, August 2026; 3.3% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Otterbein is a small Indiana town in Warren County where most homes are lived in by their owners. Residents are younger than in many American towns, and household incomes run below the county's. Winters are cold, with snow most years, and summers are warm.

Work. People who live here work mainly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. Across Warren County, some of the largest workplaces are Flex N Gate Covington, a maker of automotive parts, Tru-Flex, which makes exhaust parts, and MSD Warren County Schools. Few residents work from home, and the typical commute is a fairly long one.

Things to do. Several places are a short drive away, including Samara, a museum, and Fort Ouiatenon, a historic fort. Ross–Ade Stadium is also close by. For a longer outing, Prophetstown State Park is a protected area a longer drive away.

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  • 595households
  • 17%of adults have a degree
  • 9%below the poverty line
  • 25 mintypical commute
  • 4%work from home

What residents work in

  • Manufacturing28%
  • Schools, hospitals and social care18%
  • Restaurants, hotels and entertainment13%
  • Shops (retail)9%
  • Building trades8%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Warren County had 1,980 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 16°; warmest in July, 83° and 62° 20° 40° 60° 80° J 32° 16° F M A M J J 83° 62° A S O N D
Average daily high and low for each month: coldest in January, 32° and 16°; warmest in July, 83° and 62° 20° 40° 60° 80° J 32° 16° F M A M J J 83° 62° A S O N D

Coldest in January, with highs near 32° and lows near 16°; warmest in July, with highs near 83° and lows near 62°. About 19 inches of snow and 40 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the West Lafayette Northwest weather station, 5 miles away (NOAA).

Largest workplaces in Warren County

  1. Flex N Gate CovingtonOil filters, automotive, truck, and bus, manufacturing243
  2. TMF CenterMachine shops206
  3. Flex-N-Gate LogisticsMotor freight carrier, general, long-distance, truckload126
  4. Tru-FlexCatalytic converters, engine exhaust, automotive, truck, and bus, manufacturing104
  5. MSD Warren CountySchool district96FTE
  6. Ascension St. Vincent WilliamsportCritical access hospital73FTE
  7. KuriTec ManufacturingHoses, reinforced, rubber or plastics, manufacturing72
  8. Warren DairyDairy farm64

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,033 people in all across the county; Otterbein has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. Strong windRelatively high
  3. HailRelatively moderate
  4. Winter weatherRelatively moderate
  5. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Otterbein’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Warren County and the Lafayette-West Lafayette, IN metro.

Otterbein home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Otterbein $222,756 Indiana $257,165 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Otterbein$222,756
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2026 Otterbein 14
5 8 10 12 2026
  • Otterbein14

New listings per month

Sellers arriving at the market.

3 4 5 6 2026 Otterbein 6
3 4 5 6 2026
  • Otterbein6

Zip codes with a Otterbein address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Otterbein — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Otterbein