Otterville, Missouri.
Typical home $228,256 (+4.1% in a year). Columbia, MO metro.
to buy the typical home at today's mortgage rate — +$2 (+0%) since Nov 2023.
- 1 year
- Up $8,906 +4%
- $219,349$228,256 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Otterville$1,198
- Missouri$1,393
- United States$1,922
Typical home values in Otterville, MO rose 4.1% over the past year — faster than the nation's +1.2%.
Living in Otterville, Cooper County, Missouri
Otterville is a city of 440 people in Cooper County. Half its households earn more than $48,828 a year and half less, against $70,625 across Cooper County; 12% of its people live below the poverty line. Unemployment in Cooper County was 4.0% in August 2026, and the county had 4.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then transport and warehouses.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Otterville is a very small city in Cooper County, Missouri, and most of its residents know one another by sight if not by name. Household incomes in town are well below the county's, and homes here are valued in the range you would expect for a small Missouri river-country town. Few adults hold a four-year degree. Winters are cold, with January the coldest month, summers are warm, and rain and melted snow fall at a moderate, steady rate through the year.
Work. Residents work mostly in schools, hospitals and social care, in transport, warehouses and utilities, in shops, and in the building trades. Commutes are long, which fits a town this small, where many people drive to jobs elsewhere in the county. Some work from home. Across Cooper County, the largest workplaces include Kawasaki Motor MFG. Corp. U.S.A, Walmart and Boonville R-I Schools.
Things to do. Otter Creek runs in or beside town, and the Lamine River and Richland Creek are both a short drive away for time on the water or along the banks. For a longer outing, Bothwell Lodge State Historic Site is a protected area a longer drive away.
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- 217households
- 9%of adults have a degree
- 12%below the poverty line
- 42 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Cooper County had 5,093 jobs in 2025, 4.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 21°; warmest in July, with highs near 87° and lows near 67°. About 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sedalia Mem Airport weather station, 10 miles away (NOAA).
Largest workplaces in Cooper County
- Kawasaki Motor MFG. Corp. U.S.AGasoline engines manufacturing349
- WalmartWarehouse clubs and supercenters259
- Boonville R-I SchoolsSchool district247FTE
- HPMP Boonville FacilityMechanical rubber goods manufacturing198
- First Student55
- Ashley Manor Health & RehabilitationHomes for the elderly with nursing care54
- Pilot Grove C-4 SchoolsSchool district54FTE
- Boonville Valley HopeAlcoholism rehabilitation hospitals51
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,120 people in all across the county; Otterville has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- Inland floodingRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Otterville’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cooper County and the Columbia, MO metro.
Otterville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Otterville$228,256
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Otterville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Otterville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.