States · Missouri · Gasconade County

Owensville, Missouri.

Typical home $235,367 (+3.9% in a year).

What it costs per month · Owensville $1,235/mo

to buy the typical home at today's mortgage rate — +$726 (+143%) since Jan 2020.

What the home itself did
1 year
Up $8,934 +4%
$226,433$235,367 since Sep 2025
5 years
Up $60,857 +35%
$174,510$235,367 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Owensville $1,235 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Owensville$1,235
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Owensville, MO rose 3.9% over the past year — faster than the nation's +1.2%.

Living in Owensville, Gasconade County, Missouri

Owensville is a city of 2,757 people in Gasconade County. Half its households earn more than $49,149 a year and half less, against $64,232 across Gasconade County; 23% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Gasconade County was 3.5% in August 2026, and the county had 2.1% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 2,757 in the 2020 census; median age 35.0
Household income $49,149 the median, give or take $3,378 · Gasconade County: $64,232
Unemployment 3.5% Gasconade County, August 2026; 3.8% a year before
Homes 60% lived in by their owners; 40% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Owensville is a small city in Gasconade County, Missouri, with a younger population than many small towns. Most homes are lived in by their owners, though incomes run below the county's and poverty is more common here than across the county. Fewer adults hold a four-year degree than in most places, and the drive to work is moderate. Winters are cold, with highs near freezing and lows well below it in January, and summers are warm, with July afternoons that turn properly hot. Snow falls on a modest scale most years, and the rain and melted snow add up to a fairly wet year.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Among the largest workplaces in Owensville are the Gasconade CO. R-II Schools, Stonebridge Senior Living and Grimco. Unemployment in Gasconade County is low and close to where it stood a year ago, though the county has fewer jobs than it did the year before.

Things to do. Several small streams run a short drive from town, among them Cedar Branch and Dry Fork, and they suit a quiet afternoon outdoors. A longer drive brings you to Onondaga Cave State Park, a protected area, and to Meramec Caverns, a well-known tourist attraction. The Osage River is also a longer drive away.

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  • 1,111households
  • 11%of adults have a degree
  • 23%below the poverty line
  • 24 mintypical commute
  • 3%work from home

What residents work in

  • Manufacturing28%
  • Schools, hospitals and social care28%
  • Shops (retail)10%
  • Building trades7%
  • Restaurants, hotels and entertainment6%
  • Government6%

Employed residents by industry, from the Census survey. Gasconade County had 5,025 jobs in 2025, 2.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 18°; warmest in July, 87° and 64° 20° 40° 60° 80° J 40° 18° F M A M J J 87° 64° A S O N D
Average daily high and low for each month: coldest in January, 40° and 18°; warmest in July, 87° and 64° 20° 40° 60° 80° J 40° 18° F M A M J J 87° 64° A S O N D

Coldest in January, with highs near 40° and lows near 18°; warmest in July, with highs near 87° and lows near 64°. About 14 inches of snow and 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Rosebud weather station, 10 miles away (NOAA).

Largest workplaces in Owensville

  1. Gasconade Co. R-II SchoolsSchool district276FTE
  2. Stonebridge Senior LivingSkilled nursing facilities97
  3. GrimcoOther miscellaneous durable goods merchant wholesalers70
  4. Gasconade Manor Nursing HomeNursing homes56
  5. Rath inc. MissouriAlumina fused refractories manufacturing41
  6. The ToolroomMolds for plastics and rubber working machinery manufacturing33
  7. Parker Hannifin Sporlan Valve DivisionOther miscellaneous fabricated metal products21

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 318 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Heat wavesRelatively high
  2. Cold wavesRelatively high
  3. Ice stormsRelatively moderate
  4. Strong windRelatively moderate
  5. EarthquakesRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Owensville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gasconade County.

Owensville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Owensville $235,367 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Owensville$235,367
  • Missouri$265,387
  • United States$366,157
Property tax, 2026 roll $1,101/yr median bill inside Owensville, effective 0.51% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 5 Owensville listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Owensville 18.51% United States 26.90%
15% 20% 25% 2026
  • Owensville18.51%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owensville 38
10 20 30 40 50 2018 2022 2026
  • Owensville38

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Owensville 13
5 8 10 12 2026
  • Owensville13

Zip codes with a Owensville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Owensville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Owensville