Oxford, North Carolina.
Typical home $247,556 (-0.9% in a year). Durham-Chapel Hill, NC metro.
to buy the typical home at today's mortgage rate — +$721 (+124%) since Jan 2020.
- 1 year
- Down $2,127 -1%
- $249,684$247,556 since Sep 2025
- 5 years
- Up $42,252 +21%
- $205,304$247,556 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oxford$1,299
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Oxford, NC fell 0.9% over the past year — slower than the nation's +1.2%.
Living in Oxford, Granville County, North Carolina
Oxford is a city of 8,628 people in Granville County. Half its households earn more than $43,054 a year and half less, against $71,111 across Granville County; 28% of its people live below the poverty line. 53% of its homes are lived in by their owners and 47% are rented. Unemployment in Granville County was 3.4% in August 2026, and the county had 3.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oxford is a small city where most homes are lived in by their owners, and where household incomes run well below the county's, with more residents living below the poverty line than is typical. Few adults hold a four-year degree. Winters are cool, with January highs a little below the temperature at which things freeze over, and summers are hot, with July the warmest month. Rain and melted snow fall steadily across the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and retail close behind. Granville County Schools, Granville Medical Center and Shalag US are among the largest workplaces in Oxford. Commutes are fairly long, and few people work from home. Across Granville County, unemployment has eased over the past year and the number of jobs has grown.
Things to do. Water and green space are the main draws, though all of them are a longer drive away. Falls Lake is a reservoir, with Falls Lake State Recreation Area beside it. Kerr Lake is another reservoir, with its own state recreation area. For a day indoors, the Nasher Museum of Art is a museum, also a longer drive away.
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- 3,851households
- 19%of adults have a degree
- 28%below the poverty line
- 29 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Granville County had 21,067 jobs in 2025, 3.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 30°; warmest in July, with highs near 89° and lows near 70°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Oxford Ag weather station, 2 miles away (NOAA).
Largest workplaces in Oxford
- Granville County SchoolsSchool district839FTE
- Granville Medical CenterGeneral hospital446FTE
- WalmartWarehouse clubs and supercenters221
- Shalag USCarded nonwoven fabrics manufacturing155
- Oxford OperatorSkilled nursing facilities135
- Food LionGrocery stores66
- Food LionGrocery stores64
- OxfordMail and parcel delivery34
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 704 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- DroughtRelatively moderate
- HurricanesRelatively moderate
- HailRelatively moderate
- Tornadoesrelatively high in parts of OxfordRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oxford’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Granville County and the Durham-Chapel Hill, NC metro.
Oxford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oxford$247,556
- North Carolina$332,159
- United States$366,157
Sellers are cutting prices on about 1 in 3 Oxford listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Oxford29.49%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oxford74
New listings per month
Sellers arriving at the market.
- Oxford17
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Oxford$280,666
- United States$371,553
Zip codes with a Oxford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oxford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.