Oxford, Ohio.
Typical home $341,920 (+4.3% in a year), asking rent $1,388 . Cincinnati, OH-KY-IN metro.
Property tax and schools in Oxford
Oxford’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Oxford is in Butler County, where its property tax is set. Its homes there are in the Talawanda City school district. Check your own bill.
to buy the typical home at today's mortgage rate — +$967 (+117%) since Jan 2020.
- 1 year
- Up $14,182 +4%
- $327,738$341,920 since Sep 2025
- 5 years
- Up $70,810 +26%
- $271,110$341,920 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oxford$1,795
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Oxford, OH rose 4.3% over the past year — faster than the nation's +1.2%.
Living in Oxford, Butler County, Ohio
Oxford is a city of 23,035 people in Butler County. Half its households earn more than $40,764 a year and half less, against $81,590 across Butler County; 46% of its people live below the poverty line. 34% of its homes are lived in by their owners and 66% are rented. Unemployment in Butler County was 3.6% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oxford is a college town, and that shapes nearly everything about daily life. The population is very young, far younger than in most American towns, and far more people rent than own their homes. Incomes are well below the county's, which is what you would expect where so many residents are students, while the share of adults with a four-year degree is high. Winters are cold and snowy, summers are warm, and rain and melted snow fall steadily through the year.
Work. Most residents work in schools, hospitals and social care, with many others in restaurants, hotels and entertainment, in shops, or in professional and business services. Miami University-Oxford is the town's largest workplace, followed by Schneider Electric /Square D and Talawanda City Schools. The typical commute is short, and a fair number of people work from home. Across Butler County, unemployment is lower than a year ago and the number of jobs has edged up slightly.
Things to do. Close to home, Harker's Run and Stanley G. McKie Field at Joseph P. Hayden Jr. Park are in or beside town, and Yager Stadium is there too. A short drive away, Hueston Woods State Park is a reservoir with room for time on the water and along the shore. For a longer outing, Kings Island, an amusement park, and the Cincinnati Zoo and Botanical Garden are both a longer drive away.
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- 6,082households
- 61%of adults have a degree
- 46%below the poverty line
- 15 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Butler County had 163,638 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 21°; warmest in July, with highs near 87° and lows near 65°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fairfield weather station, 14 miles away (NOAA).
Largest employers in Oxford
- Miami University
- Schneider Electric
- McCullough Hyde Hospital
- Talawanda School District
- City of Oxford
- WalMart Associates, Inc.
- Kroger
- Aramark Food and Support
From the City of Oxford’s annual financial report for 2024, its schedule of principal employers (its source: “2024 - Regional Income Tax Agency”), as Ohio’s Auditor of State publishes it: the report. It gives no employee counts, so they are in its order, by the city income tax they withheld.
Natural hazards
- TornadoesRelatively high
- Cold wavesRelatively high
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oxford’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Butler County and the Cincinnati, OH-KY-IN metro.
Oxford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oxford$341,920
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 4 Oxford listings, and the typical home goes pending in 14 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Oxford26.96%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oxford53
New listings per month
Sellers arriving at the market.
- Oxford17
Zip codes with a Oxford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oxford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.