Pacific, Missouri.
Typical home $247,312 (+4.3% in a year). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$700 (+117%) since Jan 2020.
- 1 year
- Up $10,307 +4%
- $237,005$247,312 since Sep 2025
- 5 years
- Up $53,021 +27%
- $194,291$247,312 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pacific$1,298
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Pacific, MO rose 4.3% over the past year — faster than the nation's +1.2%.
Living in Pacific, Franklin County, Missouri
Pacific is a city of 7,414 people in Franklin County. Half its households earn more than $62,860 a year and half less, against $73,165 across Franklin County; 6% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Franklin County was 3.6% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pacific is a small city in Franklin County, Missouri, where most homes are lived in by their owners and the population is a little younger than in many older towns. Household incomes run below the county's, and typical home values sit in a middle range for the area. Winters are cold, with some snow, and summers are warm and fairly wet through the year.
Work. Residents work mostly in shops, in schools, hospitals and social care, in the building trades and in manufacturing. Among the larger workplaces in Pacific are the Meramec Valley R-III Schools, Graphic Packaging International and PLZ, which fills aerosol cans. A four-year degree is held by fewer adults than across much of the country, and a daily commute to work is typical, though some people work from home.
Things to do. A short drive away, Shaw Nature Reserve is a botanical garden with open grounds for walking, and Mid America Adventure is an amusement park. The Bourbeuse River and Big River, also close by, are there for time on the water. A longer drive brings you to the Saint Louis Zoo and the Missouri Botanical Garden.
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- 3,116households
- 21%of adults have a degree
- 6%below the poverty line
- 29 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Franklin County had 39,757 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 20°; warmest in July, with highs near 88° and lows near 67°. About 8 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Washington weather station, 13 miles away (NOAA).
Largest workplaces in Pacific
- ADB CompaniesUnderground cable laying1,221
- Meramec Valley R-iii SchoolsSchool district333FTE
- PLZAerosol packaging services261
- Graphic Packaging InternationalPaper and paperboard169
- Aurora TechnologiesBadges, plastics, manufacturing166
- N. B. West Contracting, Co. (All Inclusive)Pavement, highway, road, street, bridge or airport runway, construction155
- Lowell Manufacturing CompanyMachine shops72
- DAP Global Inc - PacificUrethane foam products manufacturing70
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 2,422 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Inland floodingRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- HailRelatively moderate
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pacific’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the St. Louis, MO-IL metro.
Pacific home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pacific$247,312
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 3 Pacific listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pacific35.76%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pacific26
New listings per month
Sellers arriving at the market.
- Pacific10
Zip codes with a Pacific address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pacific — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.