States · Texas · Carson County

Panhandle, Texas.

Typical home $207,466 (+4.7% in a year). Amarillo, TX metro.

What it costs per month · Panhandle $1,089/mo

to buy the typical home at today's mortgage rate — +$513 (+89%) since Jan 2020.

What the home itself did
1 year
Up $9,309 +5%
$198,157$207,466 since Sep 2025
5 years
Up $22,581 +12%
$184,884$207,466 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Panhandle $1,089 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Panhandle$1,089
  • Texas$1,556
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in Panhandle, TX rose 4.7% over the past year — faster than the nation's +1.2%.

Living in Panhandle, Carson County, Texas

Panhandle is a town of 2,378 people in Carson County. Half its households earn more than $85,870 a year and half less, against $85,231 across Carson County; 6% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Carson County was 3.4% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 2,378 in the 2020 census
Household income $85,870 the median, give or take $5,559 · Carson County: $85,231
Unemployment 3.4% Carson County, August 2026; 3.2% a year before
Homes 77% lived in by their owners; 23% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Panhandle is a small town on the high plains of Carson County, where most homes are lived in by their owners and incomes run a little above the county's. Fewer households here live below the poverty line than in many Texas towns, and a good share of adults hold a four-year degree. Winters are cold, with light snow, and summers turn hot, while the year as a whole is fairly dry.

Work. Many residents work in schools, hospitals and social care, with others in shops, in banks, insurance and property, and in government. Across Carson County, the largest workplaces include Panhandle ISD, White Deer ISD and Carson County Gin. Unemployment in the county is low and close to where it stood a year ago, and the county has added jobs over the past year. A typical commute is short, and a small number of people work from home.

Things to do. The Carson County Square House Museum, in or beside town, is the closest stop for local history. A longer drive brings you to Lake Meredith, a reservoir with a national recreation area around it, and to Alibates Flint Quarries National Monument, an archaeological site. Wonderland Park, an amusement park, is also a longer drive away.

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  • 1,152households
  • 33%of adults have a degree
  • 6%below the poverty line
  • 20 mintypical commute
  • 9%work from home

What residents work in

  • Schools, hospitals and social care21%
  • Shops (retail)18%
  • Banks, insurance and property9%
  • Government9%
  • Farming, forestry and mining8%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Carson County had 7,046 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 50° and 24°; warmest in July, 93° and 66° 20° 40° 60° 80° 100° J 50° 24° F M A M J J 93° 66° A S O N D
Average daily high and low for each month: coldest in January, 50° and 24°; warmest in July, 93° and 66° 20° 40° 60° 80° 100° J 50° 24° F M A M J J 93° 66° A S O N D

Coldest in January, with highs near 50° and lows near 24°; warmest in July, with highs near 93° and lows near 66°. About 14 inches of snow and 21 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Panhandle weather station, under a mile away (NOAA).

Largest workplaces in Carson County

  1. Panhandle ISDSchool district104FTE
  2. White Deer ISDSchool district64FTE
  3. Groom ISDSchool district32FTE
  4. Hensel Phelps Construction CoAddition, alteration and renovation for-sale builders, commercial and institutional building27
  5. Carson County GinCotton ginning23

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 50 people in all across the county; Panhandle has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtVery high
  2. HailVery high
  3. Winter weatherVery high
  4. Strong windVery high
  5. TornadoesVery high
  6. WildfireRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Panhandle’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carson County and the Amarillo, TX metro.

Panhandle home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Panhandle $207,466 Texas $296,424 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Panhandle$207,466
  • Texas$296,424
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2022 2023 2024 2025 2026 Panhandle 16
5 10 15 20 2022 2024 2026
  • Panhandle16

Zip codes with a Panhandle address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Panhandle — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Panhandle