Paoli, Indiana.
Typical home $173,597 (+4.2% in a year).
to buy the typical home at today's mortgage rate — +$521 (+134%) since Jan 2020.
- 1 year
- Up $7,018 +4%
- $166,579$173,597 since Sep 2025
- 5 years
- Up $37,723 +28%
- $135,874$173,597 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Paoli$911
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Paoli, IN rose 4.2% over the past year — faster than the nation's +1.2%.
Living in Paoli, Orange County, Indiana
Paoli is a town of 3,666 people in Orange County. Half its households earn more than $42,906 a year and half less, against $65,873 across Orange County; 25% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Orange County was 3.2% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Orange County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Paoli is a small town and the seat of Orange County in southern Indiana. Most homes are lived in by their owners, though incomes run well below the county's, and more people live below the poverty line than is typical. Few adults have a four-year degree. Winters are cold, with some snow and a good deal of rain across the year, and summers are warm.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, restaurants and hotels, and the building trades. Among the largest workplaces in Paoli are Paoli Community School, Walmart and IU Health Paoli Hospital. Unemployment across Orange County is a little lower than a year ago, and the number of jobs has barely changed.
Things to do. Paoli Peaks, a ski area, sits in or beside town, which suits the snowy winter months. Hoosier National Forest, a protected area, is a short drive away. Farther afield, Marengo Cave is a tourist attraction a longer drive away, and Patoka Lake, a reservoir, makes a longer outing as well.
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- 1,287households
- 14%of adults have a degree
- 25%below the poverty line
- 25 mintypical commute
- 10%work from home
What people in Orange County work in
Employed residents by industry, from the Census survey. Orange County had 7,386 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 21°; warmest in July, with highs near 87° and lows near 64°. About 13 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Paoli weather station, under a mile away (NOAA).
Largest workplaces in Paoli
- Paoli Community School CorpSchool district218FTE
- WalmartWarehouse clubs and supercenters184
- Southern Indiana Community Health CareFamily physicians' offices136
- IU Health Paoli HospitalCritical access hospital134FTE
- PurisPvc pipe manufacturing96
- RiverviewConvalescent homes or convalescent hospitals89
- American Medical Response24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 529 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
- EarthquakesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Paoli’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County.
Paoli home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Paoli$173,597
- Indiana$257,165
- United States$366,157
Sellers are cutting prices on about 1 in 4 Paoli listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Paoli26.14%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Paoli54
New listings per month
Sellers arriving at the market.
- Paoli12
Zip codes with a Paoli address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Paoli — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.