Pasco, Washington.
Typical home $416,458 (+0.4% in a year), asking rent $1,707 (-1.1%). Kennewick-Richland, WA metro.
to buy the typical home at today's mortgage rate — +$1,152 (+111%) since Jan 2020.
- 1 year
- Up $1,506 +0%
- $414,952$416,458 since Sep 2025
- 5 years
- Up $51,873 +14%
- $364,585$416,458 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pasco$2,186
- Washington$3,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Pasco, WA rose 0.4% over the past year — slower than the nation's +1.2%.
Asking rents in Pasco, WA fell 1.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Pasco runs $1,177/mo more than renting one. The gap peaked at $1,327 in Oct 2023.
That is $2,883 a month against $1,707 rent: a $2,186 mortgage payment, plus $252 property tax and $446 insurance & upkeep.
Owning vs renting — Pasco
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,883
- Renting$1,707
- Mortgage only$2,186
Property tax · $252/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Franklin County, WA
Insurance & upkeep · $446/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Pasco, Franklin County, Washington
Pasco is a city of 77,108 people in Franklin County. Half its households earn more than $85,586 a year and half less, against $86,714 across Franklin County; 13% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Pasco was 4.8% in August 2026, and Franklin County had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pasco is a city in Franklin County, in the dry Columbia Basin of eastern Washington. Its residents are younger than in much of the country, and most homes are lived in by their owners, though renting is common too. Household incomes sit a little below the county's, and fewer adults hold a four-year degree than in many places.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, shops and manufacturing. The largest workplaces in Pasco include the Pasco School District, Amazon's warehousing operation and Pasco Processing, which handles frozen fruit and vegetables. The typical commute is a moderate one, and only a small number of people work from home.
Things to do. Winters are cold and summers are hot, with very little rain or snow across the year, which makes spring and autumn easy times to be outdoors. Sacajawea State Park and the Snake River are both a short drive away, and the McNary National Wildlife Refuge and Lake Lewis are close by as well. Gesa Stadium is in or beside town for an evening out.
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- 24,748households
- 21%of adults have a degree
- 13%below the poverty line
- 22 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Franklin County had 37,938 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 41° and lows near 27°; warmest in July, with highs near 92° and lows near 57°. About 8 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pasco Tri Cities Airport weather station, under a mile away (NOAA).
Largest workplaces in Pasco
- Pasco School DistrictSchool district2,052FTE
- AmazonGeneral warehousing and storage1,278
- Pasco ProcessingFrozen fruit and vegetable processing696
- Columbia Basin CollegeUniversity or college668
- Lourdes Medical CenterCritical access hospital388FTE
- JR Simplot CoFrozen fruit, juice and vegetable manufacturing334
- Twin City FoodsVegetables, frozen, manufacturing315
- Pasco WA SDCMail and parcel delivery306
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 73 workplaces with 20 or more staff, 7,309 people in all. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Heat wavesrelatively high in parts of PascoRelatively moderate
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pasco’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Kennewick-Richland, WA metro.
Pasco home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pasco$416,458
- Washington$587,533
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Pasco listings, and the typical home goes pending in 32 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pasco28.77%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Pasco32
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pasco238
New listings per month
Sellers arriving at the market.
- Pasco67
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Pasco$433,736
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Pasco99.02%
Zip codes with a Pasco address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pasco — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.