States · Massachusetts · Hampshire County

Pelham, Massachusetts.

Typical home $506,169 (+0.4% in a year). Springfield, MA metro.

What it costs per month · Pelham $2,657/mo

to buy the typical home at today's mortgage rate — +$1,416 (+114%) since Jan 2020.

What the home itself did
1 year
Up $1,871 +0%
$504,298$506,169 since Sep 2025
5 years
Up $101,591 +25%
$404,579$506,169 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Pelham $2,657 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Pelham$2,657
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Pelham, MA rose 0.4% over the past year — slower than the nation's +1.2%.

Living in Pelham, Hampshire County, Massachusetts

Pelham is a town of 1,280 people in Hampshire County. Half its households earn more than $113,750 a year and half less, against $87,001 across Hampshire County; 10% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Hampshire County was 3.9% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 1,280 in the 2020 census
Household income $113,750 the median, give or take $23,513 · Hampshire County: $87,001
Unemployment 3.9% Hampshire County, August 2026; 4.3% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pelham is a small hill town in Hampshire County where most homes are lived in by their owners, and household incomes run above the county's. A large share of adults hold a four-year degree, and many residents work from home. Winters are cold, with snow on the ground often, and summers are warm; rain and melted snow fall steadily through the year.

Work. Residents work mostly in schools, hospitals and social care, with others in professional and business services, restaurants and hotels, and shops. Across Hampshire County, the largest workplaces are the University of Massachusetts-Amherst, Smith College and Amherst College. Commutes are about what people elsewhere face, and unemployment in the county has eased a little over the past year even as the number of jobs has slipped.

Things to do. Mount Holyoke Range State Park and Quabbin Reservoir are both a short drive away, for walking and time by the water. The Emily Dickinson Museum and the Mead Art Museum are also a short drive off, for an afternoon indoors. Springfield Armory, a protected historic area, is a longer drive away.

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  • 536households
  • 65%of adults have a degree
  • 10%below the poverty line
  • 23 mintypical commute
  • 33%work from home

What residents work in

  • Schools, hospitals and social care49%
  • Professional and business services14%
  • Restaurants, hotels and entertainment8%
  • Shops (retail)7%
  • Building trades5%
  • Banks, insurance and property4%

Employed residents by industry, from the Census survey. Hampshire County had 64,889 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 14°; warmest in July, 83° and 60° 20° 40° 60° 80° J 34° 14° F M A M J J 83° 60° A S O N D
Average daily high and low for each month: coldest in January, 34° and 14°; warmest in July, 83° and 60° 20° 40° 60° 80° J 34° 14° F M A M J J 83° 60° A S O N D

Coldest in January, with highs near 34° and lows near 14°; warmest in July, with highs near 83° and lows near 60°. About 36 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Amherst weather station, 6 miles away (NOAA).

Largest workplaces in Hampshire County

  1. University of Massachusetts-AmherstUniversity or college6,668
  2. Smith CollegeUniversity or college1,483
  3. Amherst CollegeUniversity or college1,147
  4. Mount Holyoke CollegeUniversity or college937
  5. Cooley Dickinson HospitalGeneral hospital931FTE
  6. Veterans Health AdministrationFederal government · Department of Veterans Affairs753
  7. CS Wholesale Grocers North Hatfield MA PDC424410641
  8. Northampton SchoolsSchool district476FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 100 workplaces with 20 or more staff, 10,623 people in all across the county; Pelham has two of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesRelatively moderate
  2. Inland floodingRelatively moderate
  3. Ice stormsRelatively moderate
  4. Strong windRelatively moderate
  5. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Hampshire County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hampshire County and the Springfield, MA metro.

Pelham home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Pelham $506,169 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Pelham$506,169
  • Massachusetts$655,219
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 2026 Pelham 6
4 5 6 2026
  • Pelham6

Zip codes with a Pelham address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pelham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.