States · Alabama · Saint Clair County

Pell City, Alabama.

Typical home $289,193 (+3.8% in a year), asking rent $1,410 . Birmingham-Hoover, AL metro.

What it costs per month · Pell City $1,518/mo

to buy the typical home at today's mortgage rate — +$741 (+95%) since Jan 2020.

What the home itself did
1 year
Up $10,608 +4%
$278,585$289,193 since Sep 2025
5 years
Up $35,294 +14%
$253,898$289,193 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Pell City $1,518 Alabama $1,252 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Pell City$1,518
  • Alabama$1,252
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 27 years.

Typical home values in Pell City, AL rose 3.8% over the past year — faster than the nation's +1.2%.

Living in Pell City, St. Clair County, Alabama

Pell City is a city of 12,939 people in St. Clair County. Half its households earn more than $68,638 a year and half less, against $77,463 across St. Clair County; 21% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in St. Clair County was 3.2% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 12,939 in the 2020 census; median age 42.0
Household income $68,638 the median, give or take $8,261 · St. Clair County: $77,463
Unemployment 3.2% St. Clair County, August 2026; 2.4% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pell City is a small city in St. Clair County, Alabama, where residents are somewhat older than in many American towns. Most homes are lived in by their owners, and household incomes run below the county's. More people live below the poverty line than you might expect in a place where so many own their homes. Winters are mild and short, while summers are hot, and the year brings a good deal of rain.

Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing a large part of the town. Among the biggest workplaces in Pell City are Pell City Schools, Benjamin Moore & Co, which makes architectural coatings, and St. Vincent's St. Clair, a general hospital. A four-year degree is held by a minority of adults, and the typical commute is a fairly long one, though a few people work from home.

Things to do. Logan Martin Lake, a reservoir, is a short drive away and is the nearest place for time on the water. A longer drive brings you to Talladega National Forest, a protected area of woods and trails, and to Talladega Superspeedway, a race track. The International Motorsports Hall of Fame, a museum, is also a longer drive away and suits those with an interest in racing.

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  • 5,157households
  • 22%of adults have a degree
  • 21%below the poverty line
  • 27 mintypical commute
  • 11%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Manufacturing18%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment10%
  • Professional and business services9%
  • Building trades8%

Employed residents by industry, from the Census survey. St. Clair County had 22,380 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 33°; warmest in July, 90° and 70° 30° 40° 50° 60° 70° 80° 90° J 54° 33° F M A M J J 90° 70° A S O N D
Average daily high and low for each month: coldest in January, 54° and 33°; warmest in July, 90° and 70° 30° 40° 50° 60° 70° 80° 90° J 54° 33° F M A M J J 90° 70° A S O N D

Coldest in January, with highs near 54° and lows near 33°; warmest in July, with highs near 90° and lows near 70°. About 52 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Talladega Nne weather station, 12 miles away (NOAA).

Largest workplaces in Pell City

  1. Pell City SchoolsSchool district424FTE
  2. WalmartWarehouse clubs and supercenters355
  3. Benjamin Moore & CoArchitectural coatings manufacturing220
  4. The Ford Meter BoxFabricated pipe and pipe fittings made from purchased pipe206
  5. Publix Super MarketsSupermarkets and other grocery stores178
  6. St. Vincents St. ClairGeneral hospital160FTE
  7. WKW North AmericaMotor vehicle metal parts stamping159
  8. Royal Foods CoProcessed meats manufacturing142

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 2,244 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. Inland floodingRelatively high
  3. Strong windRelatively moderate
  4. LightningRelatively moderate
  5. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pell City’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Clair County and the Birmingham-Hoover, AL metro.

Pell City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Pell City $289,193 Alabama $238,614 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Pell City$289,193
  • Alabama$238,614
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Pell City listings, and the typical home goes pending in 53 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pell City 28.75% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Pell City28.75%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

100 125 150 175 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pell City 137
100 125 150 175 2018 2022 2026
  • Pell City137

New listings per month

Sellers arriving at the market.

20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pell City 29
20 30 40 2018 2022 2026
  • Pell City29

Median sale price

What buyers actually paid — closed sales, not asking prices.

$300,000 $325,000 $350,000 $375,000 2026 Pell City $361,138 United States $371,407
$300,000 $325,000 $350,000 $375,000 2026
  • Pell City$361,138
  • United States$371,407

Zip codes with a Pell City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pell City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Pell City