States · New York · Clinton County

Peru, New York.

Typical home $280,423 (+5.7% in a year). Plattsburgh, NY metro.

What it costs per month · Peru $1,472/mo

to buy the typical home at today's mortgage rate — +$213 (+17%) since Jan 2024.

What the home itself did
1 year
Up $15,226 +6%
$265,197$280,423 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Peru $1,472 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Peru$1,472
  • New York$2,755
  • United States$1,922

Typical home values in Peru, NY rose 5.7% over the past year — faster than the nation's +1.2%.

Living in Peru, Clinton County, New York

Peru, in Clinton County, had 1,843 people in the 2020 census. Half its households earn more than $66,812 a year and half less, against $71,224 across Clinton County; 13% of its people live below the poverty line. Unemployment in Clinton County was 4.4% in August 2026, and the county had 2.1% fewer jobs in 2025 than the year before. The most people in Clinton County work in schools and health care, then manufacturing.

People 1,843 in the 2020 census
Household income $66,812 the median, give or take $9,101 · Clinton County: $71,224
Unemployment 4.4% Clinton County, August 2026; 4.4% a year before
Homes Too few homes in Peru for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Peru is a small community in Clinton County, in the northeastern corner of New York. Household incomes here run a little below the county's, and a portion of residents live below the poverty line. Winters are cold, with January the coldest month and highs staying below freezing, while July brings warm days.

Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops, and restaurants, hotels and entertainment. Some people work from home. Across Clinton County, the largest workplaces include Champlain Valley Physicians Hospital, SUNY College at Plattsburgh and Schluter Systems, and the county has seen somewhat fewer jobs than a year earlier.

Things to do. The Saranac River and the Ausable River are both a short drive away, and Macomb Reservation State Park, a protected area, is close by as well. Lake Champlain, one of the best known lakes in the region, is a longer drive away.

Report a mistake
  • 761households
  • 13%below the poverty line
  • 10%work from home

What people in Clinton County work in

  • Schools, hospitals and social care28%
  • Manufacturing12%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment9%
  • Government9%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Clinton County had 31,572 jobs in 2025, 2.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 28° and 10°; warmest in July, 82° and 60° 20° 40° 60° 80° J 28° 10° F M A M J J 82° 60° A S O N D
Average daily high and low for each month: coldest in January, 28° and 10°; warmest in July, 82° and 60° 20° 40° 60° 80° J 28° 10° F M A M J J 82° 60° A S O N D

Coldest in January, with highs near 28° and lows near 10°; warmest in July, with highs near 82° and lows near 60°.

Average daily high and low, 1991–2020, at the Peru Wsw weather station, 2 miles away (NOAA).

Largest workplaces in Clinton County

  1. Champlain Valley Physicians HospitalGeneral hospital1,754FTE
  2. SUNY College at PlattsburghUniversity or college867
  3. Schluter SystemsBuilding materials, plastics, manufacturing854
  4. Advocacy and Resource CenterSelf-help organizations for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities679
  5. Behavioral Health Services NorthOutpatient mental health centers and clinics585
  6. Mold-Rite PlasticsAnodizing equipment manufacturing430
  7. Peru Central School DistrictSchool district414FTE
  8. Beekmantown Central School DistrictSchool district412FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 64 workplaces with 20 or more staff, 8,470 people in all across the county; Peru has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. LightningRelatively high
  3. Ice stormsRelatively moderate
  4. Inland floodingRelatively moderate
  5. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Peru’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clinton County and the Plattsburgh, NY metro.

Peru home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2024 2025 2026 Peru $280,423 New York $524,942 United States $366,157
$300,000 $400,000 $500,000 2024 2025 2026
  • Peru$280,423
  • New York$524,942
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Peru listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

27.5% 30.0% 32.5% 35.0% 37.5% 2026 Peru 37.30% United States 26.90%
27.5% 30.0% 32.5% 35.0% 37.5% 2026
  • Peru37.30%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2020 2021 2022 2023 2024 2025 2026 Peru 24
5 10 15 20 25 2020 2022 2024 2026
  • Peru24

New listings per month

Sellers arriving at the market.

7 8 8 2026 Peru 8
7 8 8 2026
  • Peru8

Zip codes with a Peru address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Peru — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Peru