Philadelphia, Mississippi.
Typical home $133,401 (+0.3% in a year).
to buy the typical home at today's mortgage rate — +$277 (+66%) since Jan 2020.
- 1 year
- Up $359 +0%
- $133,042$133,401 since Sep 2025
- 5 years
- Down $8,226 -6%
- $141,627$133,401 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Philadelphia$700
- Mississippi$1,021
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Philadelphia, MS rose 0.3% over the past year — slower than the nation's +1.2%.
Living in Philadelphia, Neshoba County, Mississippi
Philadelphia is a city of 7,118 people in Neshoba County. Half its households earn more than $50,788 a year and half less, against $57,013 across Neshoba County; 26% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Neshoba County was 2.7% in August 2026, and the county had 5.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Philadelphia is the county seat of Neshoba County, a small city where most homes are lived in by their owners. Incomes run below the county's, and more residents live below the poverty line than most people would expect in a place of this size. The typical home costs less than the national average, and the commute is a short one by most standards. Winters are mild, with cool days and nights that dip close to freezing, while summers are hot.
Work. Most residents work in schools, hospitals and social care, with shops, manufacturing, and restaurants, hotels and entertainment close behind. Among the largest workplaces in town are W. G. Yates & Sons Construction Company, the Neshoba County School District and Walmart. Unemployment across Neshoba County is lower than it was a year ago, and the county has added jobs over the past year.
Things to do. Lake Pushmataha is a reservoir a short drive away, and Jofuska Creek, a small river, is also close by. A longer drive leads to Nanih Waiya, an archaeological site, and to the Pearl River, one of the better-known waterways in this part of Mississippi.
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- 2,746households
- 26%of adults have a degree
- 26%below the poverty line
- 25 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Neshoba County had 12,735 jobs in 2025, 5.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 35°; warmest in July, with highs near 91° and lows near 71°.
Average daily high and low, 1991–2020, at the Philadelphia Wsw weather station, under a mile away (NOAA).
Largest workplaces in Philadelphia
- W. G. Yates & Sons Construction CompanyAddition, alteration and renovation for-sale builders, commercial and institutional building2,017
- Neshoba County School DistrictSchool district453FTE
- WalmartWarehouse clubs and supercenters291
- Philadelphia Public School DistSchool district165FTE
- Sudden Service Distribution and Operations CenterIndustrial machinery and equipment merchant wholesalers117
- B & G EquipmentForestry machinery repair92
- Vowell's Marketplace #7 Philadelphia Main StreetGrocery stores35
- PhiladelphiaMail and parcel delivery31
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 2,695 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HailRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Philadelphia’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Neshoba County.
Philadelphia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Philadelphia$133,401
- Mississippi$194,531
- United States$366,157
Sellers are cutting prices on about 1 in 9 Philadelphia listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Philadelphia11.76%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Philadelphia36
New listings per month
Sellers arriving at the market.
- Philadelphia7
Zip codes with a Philadelphia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Philadelphia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Philadelphia
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 39350 | Philadelphia | 23,778 | — | $132,720 |
| 39365 | Union | 8,050 | — | $141,608 |