States · North Carolina · Surry County

Pilot Mountain, North Carolina.

Typical home $284,305 (+6.7% in a year). Mount Airy, NC metro.

What it costs per month · Pilot Mountain $1,492/mo

to buy the typical home at today's mortgage rate — +$885 (+146%) since Jan 2020.

What the home itself did
1 year
Up $17,766 +7%
$266,539$284,305 since Sep 2025
5 years
Up $71,880 +34%
$212,425$284,305 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Pilot Mountain $1,492 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Pilot Mountain$1,492
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Pilot Mountain, NC rose 6.7% over the past year — faster than the nation's +1.2%.

Living in Pilot Mountain, Surry County, North Carolina

Pilot Mountain is a town of 1,440 people in Surry County. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Surry County was 3.3% in August 2026, and the county had 1.5% fewer jobs in 2025 than the year before. The most residents work in shops, then schools and health care.

People 1,440 in the 2020 census
Household income Too few homes in Pilot Mountain for the Census survey to measure.
Unemployment 3.3% Surry County, August 2026; 3.8% a year before
Homes 56% lived in by their owners; 44% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pilot Mountain is a small town where most homes are lived in by their owners, and where typical home values sit well above what incomes in Surry County would suggest. Household incomes across the county run on the modest side, and a smaller share of adults hold a four-year degree than in many parts of the country. Winters are cold but not severe, with a little snow each year, and summers turn warm, with plenty of rain through the seasons.

Work. People in town work mostly in shops, in schools, hospitals and social care, in manufacturing, and in restaurants and hotels. Among the largest workplaces in Pilot Mountain are Food Lion, New River Tire Recycling and Young Door Company. The commute is a fairly long one, and Surry County has seen slightly fewer jobs than the year before, though unemployment there has stayed low.

Things to do. Pilot Mountain State Park, a protected area, lies in or beside town, which makes a walk in the woods an easy outing. Tory's Falls, a waterfall, is a short drive away. For a longer day out, Hanging Rock State Park is another protected area a longer drive off, and Old Salem, a museum, is a longer drive as well.

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  • 714households
  • 24%of adults have a degree
  • 12%below the poverty line
  • 26 mintypical commute
  • 8%work from home

What residents work in

  • Shops (retail)22%
  • Schools, hospitals and social care20%
  • Manufacturing15%
  • Restaurants, hotels and entertainment9%
  • Other services8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Surry County had 28,718 jobs in 2025, 1.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 47° and 25°; warmest in July, 86° and 63° 20° 40° 60° 80° J 47° 25° F M A M J J 86° 63° A S O N D
Average daily high and low for each month: coldest in January, 47° and 25°; warmest in July, 86° and 63° 20° 40° 60° 80° J 47° 25° F M A M J J 86° 63° A S O N D

Coldest in January, with highs near 47° and lows near 25°; warmest in July, with highs near 86° and lows near 63°. About 8 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Mount Airy West weather station, 13 miles away (NOAA).

Largest workplaces in Pilot Mountain

  1. Food LionGrocery stores81
  2. New River Tire RecyclingSheeting, rubber, manufacturing60
  3. Jimmy R. Lynch & SonsSewage disposal plant construction59
  4. YS1 ProTechnologiesBusiness to business electronic markets, durable goods, wholesale trade44
  5. Young Door CompanyDoors, wood and covered wood, manufacturing40
  6. PTC Financial ServicesTanker trucking, local31
  7. GarancoCommercial building construction general contractors25
  8. SE Mediation SvcsTanker trucking, local23

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 363 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Cold wavesRelatively high
  3. Strong windRelatively high
  4. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pilot Mountain’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Surry County and the Mount Airy, NC metro.

Pilot Mountain home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Pilot Mountain $284,305 North Carolina $332,159 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Pilot Mountain$284,305
  • North Carolina$332,159
  • United States$366,157

Sellers are cutting prices on about 1 in 2 Pilot Mountain listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

25% 30% 35% 40% 45% 2026 Pilot Mountain 40.08% United States 26.90%
25% 30% 35% 40% 45% 2026
  • Pilot Mountain40.08%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

15 20 25 30 35 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pilot Mountain 21
15 20 25 30 35 2018 2022 2026
  • Pilot Mountain21

New listings per month

Sellers arriving at the market.

5 5 5 2026 Pilot Mountain 5
5 5 5 2026
  • Pilot Mountain5

Zip codes with a Pilot Mountain address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pilot Mountain — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Pilot Mountain