Pine Hills, Florida.
Typical home $272,067 (-1.5% in a year), asking rent $1,636 (-0.6%). Orlando-Kissimmee-Sanford, FL metro.
to buy the typical home at today's mortgage rate — +$774 (+118%) since Jan 2020.
- 1 year
- Down $4,185 -2%
- $276,252$272,067 since Sep 2025
- 5 years
- Up $50,243 +23%
- $221,824$272,067 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pine Hills$1,428
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Pine Hills, FL fell 1.5% over the past year — slower than the nation's +1.2%.
Asking rents in Pine Hills, FL fell 0.6% over the past year — slower than the nation's +2.7%.
Owning the typical home in Pine Hills runs $256/mo more than renting one. The gap peaked at $511 in Apr 2024.
That is $1,892 a month against $1,636 rent: a $1,428 mortgage payment, plus $172 property tax and $291 insurance & upkeep.
Owning vs renting — Pine Hills
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,892
- Renting$1,636
- Mortgage only$1,428
Property tax · $172/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, FL
Insurance & upkeep · $291/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Pine Hills, Orange County, Florida
Pine Hills, in Orange County, had 66,111 people in the 2020 census. Half its households earn more than $58,673 a year and half less, against $79,719 across Orange County; 18% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Orange County was 4.5% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in restaurants and hotels, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pine Hills is a community in Orange County, Florida, home to a younger population than many American towns. Incomes run well below the county's, and more people live below the poverty line than is typical, though most homes are lived in by their owners. Winters are mild, with January the coolest month, and summers are hot, with July the warmest. Rain falls through the year, adding up to a fairly wet climate.
Work. Many residents work in restaurants, hotels and entertainment, in schools, hospitals and social care, in shops, or in professional and business services. Some of the biggest workplaces in Pine Hills are Hiawassee, a mail and parcel delivery operation, Checkers, a full-service restaurant, and the Goodwill Pine Hills Outlet, a thrift shop. Commutes are fairly long, and fewer adults hold a four-year degree than in many places.
Things to do. Universal Studios Florida, an amusement park, is a short drive away, and so is Camping World Stadium, a stadium for games and events. Walt Disney World Resort, one of the best known amusement parks in the country, is a longer drive away. Together they put a great deal of entertainment within reach of a day out.
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- 23,190households
- 15%of adults have a degree
- 18%below the poverty line
- 30 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Orange County had 954,330 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 71° and lows near 49°; warmest in July, with highs near 93° and lows near 73°. About 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Orlando West weather station, 7 miles away (NOAA).
Largest workplaces in Pine Hills
- HiawasseeMail and parcel delivery80
- CheckersFullservice restaurant27
- Goodwill CFL - Pine Hills OutletThrift shops, used merchandise24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 131 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- HurricanesRelatively moderate
- Lightningrelatively high in parts of Pine HillsRelatively moderate
- Tornadoesrelatively high in parts of Pine HillsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pine Hills’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Orlando-Kissimmee-Sanford, FL metro.
Pine Hills home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pine Hills$272,067
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 4 Pine Hills listings, and the typical home goes pending in 30 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pine Hills22.93%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Pine Hills30
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pine Hills152
New listings per month
Sellers arriving at the market.
- Pine Hills40
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Pine Hills$270,695
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Pine Hills97.64%
Zip codes with a Pine Hills address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pine Hills — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.