States · North Carolina · Moore County

Pinehurst, North Carolina.

Typical home $532,096 (+0.2% in a year), asking rent $2,012 (+0.3%). Pinehurst-Southern Pines, NC metro.

What it costs per month · Pinehurst $2,793/mo

to buy the typical home at today's mortgage rate — +$1,655 (+145%) since Jan 2020.

What the home itself did
1 year
Up $982 +0%
$531,114$532,096 since Sep 2025
5 years
Up $121,829 +30%
$410,267$532,096 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Pinehurst $2,793 North Carolina $1,743 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Pinehurst$2,793
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Pinehurst, NC rose 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in Pinehurst, NC rose 0.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in Pinehurst runs $1,583/mo more than renting one. The gap peaked at $1,629 in Jan 2025.

That is $3,596 a month against $2,012 rent: a $2,793 mortgage payment, plus $233 property tax and $570 insurance & upkeep.

Owning vs renting — Pinehurst

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 $3,500 2024 2025 2026 Owning all in $3,596 Renting $2,012 Mortgage only $2,793
$2,000 $2,500 $3,000 $3,500 2024 2025 2026
  • Owning all in$3,596
  • Renting$2,012
  • Mortgage only$2,793

Property tax · $233/mo 0.53% of value a year — the ACS 2020-2024 median bill over the median home value for Moore County, NC

Insurance & upkeep · $570/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Pinehurst, Moore County, North Carolina

Pinehurst is a village of 17,581 people in Moore County. Half its households earn more than $109,802 a year and half less, against $86,080 across Moore County; 4% of its people live below the poverty line. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Moore County was 3.2% in August 2026, and the county had 6.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 17,581 in the 2020 census; median age 60.6
Household income $109,802 the median, give or take $8,940 · Moore County: $86,080
Unemployment 3.2% Moore County, August 2026; 3.8% a year before
Homes 85% lived in by their owners; 15% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pinehurst is a village in Moore County, and its residents are older than in most American communities. Household incomes run well above the county's, and very few people live below the poverty line. Nearly all homes are lived in by their owners, and typical home values and rents are both high. A large majority of adults hold a four-year degree.

Work. Many residents work in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in banks, insurance and property. The biggest workplaces in Pinehurst include FirstHealth Moore Regional Hospital, the Pinehurst resort and The Country Club of North Carolina. A fair number of people work from home, and unemployment across Moore County has eased over the past year while the number of jobs has grown.

Things to do. Within a short drive are Weymouth Woods-Sandhills Nature Preserve, Sandhills Horticultural Gardens and Aberdeen Creek, which suit walks, gardens and time by the water. Town Creek Indian Mound, an archaeological site, is a longer drive away. Winters are cool and rarely snowy, summers are hot, and rain falls fairly evenly through the year.

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  • 8,480households
  • 61%of adults have a degree
  • 4%below the poverty line
  • 24 mintypical commute
  • 23%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Professional and business services15%
  • Restaurants, hotels and entertainment13%
  • Banks, insurance and property11%
  • Shops (retail)8%
  • Manufacturing8%

Employed residents by industry, from the Census survey. Moore County had 42,751 jobs in 2025, 6.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 53° and 31°; warmest in July, 90° and 69° 40° 60° 80° 100° J 53° 31° F M A M J J 90° 69° A S O N D
Average daily high and low for each month: coldest in January, 53° and 31°; warmest in July, 90° and 69° 40° 60° 80° 100° J 53° 31° F M A M J J 90° 69° A S O N D

Coldest in January, with highs near 53° and lows near 31°; warmest in July, with highs near 90° and lows near 69°. About 1 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Carthage Wtp weather station, 10 miles away (NOAA).

Largest workplaces in Pinehurst

  1. Firsthealth Moore Regional HospitalGeneral hospital3,160FTE
  2. PinehurstResort hotels without casinos1,508
  3. The Country Club of North CarolinaGolf and country clubs240
  4. Pinehurst OPCONursing homes99
  5. Pinehurst Healthcare And Rehabilitation CenterNursing homes83
  6. Quail HavenNursing homes55
  7. The Eye Surgery Center of the CarolinasAmbulatory surgical centers and clinics, freestanding51
  8. Eaton48

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 5,839 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. LightningRelatively high
  3. TornadoesRelatively high
  4. HurricanesRelatively moderate
  5. Inland floodingRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pinehurst’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Moore County and the Pinehurst-Southern Pines, NC metro.

Pinehurst home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Pinehurst $532,096 North Carolina $332,159 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Pinehurst$532,096
  • North Carolina$332,159
  • United States$366,157
Property tax, 2026 roll $2,361/yr median bill inside Pinehurst, effective 0.46% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Pinehurst listings, and the typical home goes pending in 29 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pinehurst 24.17% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Pinehurst24.17%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

20 30 40 50 2025 2026 Pinehurst 29 United States 27
20 30 40 50 2025 2026
  • Pinehurst29
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

100 200 300 400 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pinehurst 233
100 200 300 400 2018 2022 2026
  • Pinehurst233

New listings per month

Sellers arriving at the market.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pinehurst 57
25 50 75 100 2018 2022 2026
  • Pinehurst57

Median sale price

What buyers actually paid — closed sales, not asking prices.

$300,000 $400,000 $500,000 $600,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pinehurst $578,464 United States $371,407
$300,000 $400,000 $500,000 $600,000 2018 2022 2026
  • Pinehurst$578,464
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

97% 98% 99% 2023 2024 2025 2026 Pinehurst 97.25%
97% 98% 99% 2023 2024 2025 2026
  • Pinehurst97.25%

Zip codes with a Pinehurst address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pinehurst — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Pinehurst