Pineville, North Carolina.
Typical home $399,709 (-0.9% in a year), asking rent $1,534 (+1.4%). Charlotte-Concord-Gastonia, NC-SC metro.
to buy the typical home at today's mortgage rate — +$1,127 (+116%) since Jan 2020.
- 1 year
- Down $3,691 -1%
- $403,400$399,709 since Sep 2025
- 5 years
- Up $62,128 +18%
- $337,581$399,709 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pineville$2,098
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in Pineville, NC fell 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Pineville, NC rose 1.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Pineville runs $1,229/mo more than renting one. The gap peaked at $1,418 in Oct 2023.
That is $2,763 a month against $1,534 rent: a $2,098 mortgage payment, plus $237 property tax and $428 insurance & upkeep.
Owning vs renting — Pineville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,763
- Renting$1,534
- Mortgage only$2,098
Property tax · $237/mo 0.71% of value a year — the ACS 2020-2024 median bill over the median home value for Mecklenburg County, NC
Insurance & upkeep · $428/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Pineville, Mecklenburg County, North Carolina
Pineville is a town of 10,602 people in Mecklenburg County. Half its households earn more than $69,354 a year and half less, against $87,005 across Mecklenburg County. 49% of its homes are lived in by their owners and 51% are rented. Unemployment in Mecklenburg County was 3.7% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in professional services, then finance and property.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pineville is a town in Mecklenburg County, North Carolina, and its people tend to be younger than in much of the country. Incomes here run below the county's, and fewer homes are lived in by their owners than you would find in many places, so renting is common. Winters are cool, with a little snow now and then, and summers are hot, with a fair amount of rain through the year.
Work. Residents work mostly in professional and business services, banking, insurance and property, schools, hospitals and social care, and shops. Atrium Health Pineville, a general hospital, is the largest workplace in town, followed by FedEx and Sam's Club. Unemployment across the county has eased a little compared with a year ago, and job numbers there have edged up.
Things to do. Carowinds, an amusement park, sits in or beside town, along with its roller coasters such as Fury 325 and Intimidator. Bank of America Stadium and Park Road Park are each a short drive away, a stadium and a park. Charlotte Motor Speedway, a race track, is a longer drive.
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- 4,634households
- 45%of adults have a degree
- 24 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. Mecklenburg County had 791,613 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 32°; warmest in July, with highs near 90° and lows near 70°. About 4 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Charlotte Douglas Airport weather station, 10 miles away (NOAA).
Largest workplaces in Pineville
- Atrium Health PinevilleGeneral hospital1,954FTE
- FedEx 600 EAGLETON DOWNS DR314
- Sam's ClubWarehouse clubs and supercenters180
- The Building Center Inc - PinevilleOther building material dealers180
- Ipex USAFittings and unions, rigid plastics pipe, manufacturing174
- Lowe's Companies, INCHomecenter171
- Carolinas Continuecare PinevilleLong-term care hospital162FTE
- Ametek, IncFabricated pipe and pipe fitting manufacturing151
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 5,454 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingrelatively high in parts of PinevilleRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pineville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Mecklenburg County and the Charlotte-Concord-Gastonia, NC-SC metro.
Pineville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pineville$399,709
- North Carolina$332,159
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Pineville listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pineville34.95%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pineville36
New listings per month
Sellers arriving at the market.
- Pineville9
Zip codes with a Pineville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pineville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.