Piney Point, Maryland.
Typical home $487,661 (+4.2% in a year). California-Lexington Park, MD metro.
to buy the typical home at today's mortgage rate — +$1,328 (+108%) since Jan 2020.
- 1 year
- Up $19,836 +4%
- $467,826$487,661 since Sep 2025
- 5 years
- Up $102,702 +27%
- $384,959$487,661 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Piney Point$2,560
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Piney Point, MD rose 4.2% over the past year — faster than the nation's +1.2%.
Living in Piney Point, St. Mary's County, Maryland
Piney Point, in St. Mary's County, had 980 people in the 2020 census. Unemployment in St. Mary's County was 3.7% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most people in St. Mary's County work in government, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Piney Point is a small waterside community in St. Mary's County, in the southern part of Maryland's Western Shore. It is a very small community, and the Potomac River and its tidal creeks shape much of the surrounding landscape. Homes here are valued well above what is typical across the country, and household incomes across St. Mary's County are comfortably high. Winters are cold, with January the chilliest month, and summers are hot, with July the warmest. Rain and melted snow are fairly generous over the course of a year.
Work. Many residents work in government, in schools, hospitals and social care, in professional and business services, and in shops. Across St. Mary's County, some of the largest workplaces are St. Mary's County Public Schools, V2X, which does aircraft maintenance and repair, and St. Mary's Hospital. Unemployment across the county is a little lower than a year ago, though the county has fewer jobs than it did the year before.
Things to do. The Northwest Yeocomico River and the South Yeocomico River are a short drive away, as is St. Mary's River State Park, a protected area good for a day outdoors. In or beside town there is also an archaeological site known as U-1105. Farther afield, a longer drive brings you to the Calvert Marine Museum and to George Washington Birthplace National Monument.
Report a mistake
- 7%below the poverty line
What people in St. Mary's County work in
Employed residents by industry, from the Census survey. St. Mary's County had 47,919 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 30°; warmest in July, with highs near 87° and lows near 71°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Inigoes Webster Nolf weather station, 5 miles away (NOAA).
Largest workplaces in St. Mary's County
- St. Mary's County Public SchoolsSchool district2,316FTE
- V2XMaintenance and repair services, aircraft904
- St. Marys HospitalGeneral hospital899FTE
- Smartronix - HollywoodSystems integration design services, computer562
- St. Mary's College of MarylandUniversity or college504
- BAE Systems Inc. - TSSCountermeasure sets manufacturing440
- WalmartWarehouse clubs and supercenters409
- American Electronic Warfare AssociatesComputer and related hardware research and development laboratories or services372
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 69 workplaces with 20 or more staff, 9,116 people in all across the county; Piney Point has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- DroughtRelatively moderate
- HurricanesRelatively moderate
- Ice stormsRelatively moderate
- Winter weatherRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Piney Point’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Mary's County and the California-Lexington Park, MD metro.
Piney Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Piney Point$487,661
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Piney Point8
Zip codes with a Piney Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Piney Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.