Placerville, Colorado.
Typical home $1,299,219 (+8.0% in a year).
to buy the typical home at today's mortgage rate — +$4,150 (+156%) since Jan 2020.
- 1 year
- Up $96,201 +8%
- $1,203,018$1,299,219 since Sep 2025
- 5 years
- Up $249,062 +24%
- $1,050,157$1,299,219 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Placerville$6,819
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Placerville, CO rose 8.0% over the past year — faster than the nation's +1.2%.
Living in Placerville, San Miguel County, Colorado
Placerville, in San Miguel County, had 362 people in the 2020 census. Unemployment in San Miguel County was 3.5% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in San Miguel County work in restaurants and hotels, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Placerville is a very small community in San Miguel County, Colorado, where homes are valued well above what most of the country sees. Winters are cold, with January the coldest month and freezing nights, and summers are warm without being hot. Precipitation falls as a mix of rain and melted snow through the year.
Work. Many residents work in restaurants, hotels and entertainment, in professional and business services, in shops, and in schools, hospitals and social care. Across San Miguel County, among the largest workplaces are Telluride School District No. R, Norwood School District No. R and Fortenberry & Ricks, a home builder. Household incomes across the county are well above those in much of the country, and the county's job count held steady over the past year.
Things to do. Mount Sneffels Wilderness, a protected area, and the South Fork San Miguel River both lie a short drive away. A longer drive brings you to Telluride Ski Resort, a ski area, and to Bridal Veil Falls, a waterfall.
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What people in San Miguel County work in
Employed residents by industry, from the Census survey. San Miguel County had 6,079 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 12°; warmest in July, with highs near 83° and lows near 50°. About 22 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Placerville weather station, a mile away (NOAA).
Largest workplaces in San Miguel County
- Telluride School District No. R-1School district106FTE
- Norwood School District No. R-2JSchool district48FTE
- Fortenberry & RicksHome builders, single-family38
- Nocturne Luxury VillasVacation and recreation land rental or leasing31
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 69 people in all across the county; Placerville has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Winter weatherRelatively high
- AvalanchesRelatively high
- Inland floodingRelatively high
- LandslidesRelatively moderate
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Placerville’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Miguel County.
Placerville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Placerville$1,299,219
- Colorado$529,013
- United States$366,157
Sellers are cutting prices on about 1 in 6 Placerville listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Placerville17.48%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Placerville21
Zip codes with a Placerville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Placerville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.