Plainfield, Indiana.
Typical home $333,979 (+1.6% in a year), asking rent $1,722 (+3.0%). Indianapolis-Carmel-Anderson, IN metro.
to buy the typical home at today's mortgage rate — +$940 (+116%) since Jan 2020.
- 1 year
- Up $5,114 +2%
- $328,865$333,979 since Sep 2025
- 5 years
- Up $57,551 +21%
- $276,428$333,979 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Plainfield$1,753
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Plainfield, IN rose 1.6% over the past year — faster than the nation's +1.2%.
Asking rents in Plainfield, IN rose 3.0% over the past year — faster than the nation's +2.7%.
Owning the typical home in Plainfield runs $613/mo more than renting one. The gap peaked at $760 in Oct 2023.
That is $2,335 a month against $1,722 rent: a $1,753 mortgage payment, plus $225 property tax and $358 insurance & upkeep.
Owning vs renting — Plainfield
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,335
- Renting$1,722
- Mortgage only$1,753
Property tax · $225/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hendricks County, IN
Insurance & upkeep · $358/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Plainfield, Hendricks County, Indiana
Plainfield is a town of 34,625 people in Hendricks County. Half its households earn more than $87,272 a year and half less, against $101,144 across Hendricks County; 8% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Plainfield was 3.2% in August 2026, and Hendricks County had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then transport and warehouses.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Plainfield is a town in Hendricks County, west of Indianapolis, with a population of a size that makes it one of the larger towns in the area. Household incomes run below the county's, and more homes are rented than across the county as a whole, though most are still lived in by their owners. Winters are cold, with January the coldest month, summers are warm, and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, in transport, warehouses and utilities, in professional and business services, and in shops. Some of the largest workplaces in town are UPS, Amazon and Geodis Logistics, which reflects the weight of delivery and warehousing in the local economy. The typical commute is moderate, and a good number of people work from home.
Things to do. Lucas Oil Indianapolis Raceway Park, a race track, is a short drive away. Farther afield, a longer drive takes you into Indianapolis to the Indianapolis Motor Speedway, one of the best known race tracks in the country, and to The Children's Museum of Indianapolis, a museum that suits visits with grandchildren.
Report a mistake
- 12,809households
- 33%of adults have a degree
- 8%below the poverty line
- 23 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Hendricks County had 81,450 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 85° and lows near 67°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Indianapolis Nwfo weather station, 5 miles away (NOAA).
Largest workplaces in Plainfield
- UPSCouriers and express delivery services1,958
- AmazonCouriers and express delivery services1,153
- AmazonGeneral warehousing and storage1,071
- AmazonGeneral warehousing and storage842
- Geodis LogisticsGeneral warehousing and storage741
- Ceva Logistics AllpointsGeneral warehousing and storage739
- Plainfield Community School CorpSchool district645FTE
- Kohl's576
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 84 workplaces with 20 or more staff, 15,457 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Hailrelatively high in parts of PlainfieldRelatively moderate
- Tornadoesrelatively high in parts of PlainfieldRelatively moderate
- Strong windrelatively high in parts of PlainfieldRelatively moderate
- Cold wavesrelatively high in parts of PlainfieldRelatively moderate
- Inland floodingrelatively high in parts of PlainfieldRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Plainfield’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hendricks County and the Indianapolis-Carmel-Anderson, IN metro.
Plainfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Plainfield$333,979
- Indiana$257,165
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Plainfield listings, and the typical home goes pending in 22 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Plainfield35.34%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Plainfield22
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Plainfield138
New listings per month
Sellers arriving at the market.
- Plainfield58
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Plainfield$323,729
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Plainfield98.83%
Zip codes with a Plainfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Plainfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.