Plato, Missouri.
Typical home $231,316 (+9.1% in a year). Fort Leonard Wood, MO metro.
to buy the typical home at today's mortgage rate — +$730 (+151%) since Jan 2020.
- 1 year
- Up $19,279 +9%
- $212,036$231,316 since Sep 2025
- 5 years
- Up $65,877 +40%
- $165,439$231,316 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Plato$1,214
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Plato, MO rose 9.1% over the past year — faster than the nation's +1.2%.
Living in Plato, Texas County, Missouri
Plato is a village of 82 people in Texas County. Unemployment in Texas County was 4.4% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Texas County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Plato is a village in Texas County, in south-central Missouri, where the population is small enough that neighbors tend to know one another. The area lies in the Ozark hills. Winters are cold, with January the coldest month, and summers are hot, with July the warmest. Rain and melted snow add up to a good deal over a year.
Work. Residents work in schools, hospitals and social care, in manufacturing, in retail shops, and in the building trades. Many people's jobs are close to home, though some residents may travel to larger towns for work.
Things to do. The Gasconade River, a river a longer drive away, is one of the best known waterways nearby. Paddy Creek Wilderness, a protected area a short drive away, offers a quieter setting of natural land. Pine Creek, another river a short drive away, is a closer option for an afternoon outing.
Report a mistake
- 2%below the poverty line
What people in Texas County work in
Employed residents by industry, from the Census survey. Texas County had 5,831 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 22°; warmest in July, with highs near 88° and lows near 66°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fort Leonard Wood weather station, 18 miles away (NOAA).
Largest workplaces in Texas County
- Texas County Memorial HospitalGeneral hospital264FTE
- Houston R-I SchoolsSchool district178FTE
- WalmartWarehouse clubs and supercenters172
- Dairy Farmers of America148
- Intercounty Electric Cooperative AssociationDistribution of electric power119
- Licking R-viii SchoolsSchool district102FTE
- Cabool R-IV SchoolsSchool district98FTE
- Kabul Nursing HomesNursing homes96
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 690 people in all across the county; Plato has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Ice stormsRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Plato’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Texas County and the Fort Leonard Wood, MO metro.
Plato home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Plato$231,316
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Plato13
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Plato address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Plato — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.