Platte, South Dakota.
Typical home $347,382 (+7.2% in a year).
to buy the typical home at today's mortgage rate — +$1,041 (+133%) since Jan 2020.
- 1 year
- Up $23,240 +7%
- $324,142$347,382 since Sep 2025
- 5 years
- Up $90,235 +35%
- $257,147$347,382 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Platte$1,823
- South Dakota$1,668
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Platte, SD rose 7.2% over the past year — faster than the nation's +1.2%.
Living in Platte, Charles Mix County, South Dakota
Platte is a city of 1,296 people in Charles Mix County. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Charles Mix County was 1.6% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Platte is a small city in Charles Mix County, South Dakota, where most homes are lived in by their owners and the pace is unhurried. Winters are cold and snowy, with January the coldest month, while July brings hot summer days. The typical home costs more than many would expect for a town this size.
Work. Many residents work in schools, hospitals and social care, with shops, the building trades, and restaurants and hotels also employing local people. Across Charles Mix County, some of the largest workplaces are the Wagner Community School District, Summit Contracting and Wagner Community Memorial Hospital. Unemployment in the county is low, and trips to work are short.
Things to do. Lake Platte, a reservoir, lies in or beside town, and Platte Creek Recreation Area, a protected area, is a short drive away. Edgerton Creek, a river, is also a short drive away. For a longer outing, Lake Francis Case, a large reservoir, and Fort Randall, a historic fort, are a longer drive away.
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- 508households
- 22%of adults have a degree
- 15%below the poverty line
- 8 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Charles Mix County had 3,461 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 11°; warmest in July, with highs near 87° and lows near 63°. About 42 inches of snow and 24 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Academy 2NE weather station, 13 miles away (NOAA).
Largest workplaces in Charles Mix County
- Wagner Community School District 11-4School district161FTE
- Summit ContractingConstrution96
- Wagner Community Memorial HospitalCritical access hospital92FTE
- Platte Health CenterCritical access hospital78FTE
- Andes Central School District 11-1School district76FTE
- Indian Health ServiceFederal government · Department of Health and Human Services74
- Platte - Geddes School District 11-5School district73FTE
- American Healthcare AssociationSkilled nursing facilities57
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 374 people in all across the county; Platte has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Winter weatherVery high
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Ice stormsRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Platte’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Charles Mix County.
Platte home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Platte$347,382
- South Dakota$317,874
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Platte9
Zip codes with a Platte address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Platte — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.