Poland, Indiana.
Typical home $199,960 (+4.2% in a year). Bloomington, IN metro.
to buy the typical home at today's mortgage rate — +$633 (+152%) since Jan 2020.
- 1 year
- Up $8,035 +4%
- $191,925$199,960 since Sep 2025
- 5 years
- Up $47,894 +31%
- $152,066$199,960 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Poland$1,050
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Poland, IN rose 4.2% over the past year — faster than the nation's +1.2%.
Living in Poland, Owen County, Indiana
Poland is in Owen County. Unemployment in Owen County was 3.5% in August 2026, and the county had 2.3% fewer jobs in 2025 than the year before. The most people in Owen County work in manufacturing, then schools and health care.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Poland is a small community in Owen County, in south-central Indiana. Winters are cold, with snow on the ground at times, and summers are warm. Rain and melted snow arrive through much of the year, so the countryside stays green and the ground is often damp.
Work. Many residents work in manufacturing, in schools, hospitals and social care, in the building trades, or in local shops. Jobs in the county dropped slightly over the most recent year, while unemployment has held steady and low. Work tends to be close to home for those who stay, and people often know one another through their jobs.
Things to do. Cataract Falls is a waterfall a short drive away, a good place for a walk on a fine day. Cagles Mill Lake, a reservoir also a short drive away, offers open water for those who enjoy being near it. McCormick's Creek State Park, a protected area a longer drive away, is worth the trip for a longer outing.
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What people in Owen County work in
Employed residents by industry, from the Census survey. Owen County had 5,192 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 17°; warmest in July, with highs near 83° and lows near 61°. About 22 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Greencastle West weather station, 14 miles away (NOAA).
Largest workplaces in Owen County
- Boston ScientificInstruments, mechanical microsurgical, manufacturing1,035
- Spencer-Owen Community SchoolsSchool district337FTE
- Owen County GovernmentExecutive and legislative office combinations172
- WalmartDiscount department stores126
- World ArtsCommercial printing52
- Indiana Hardwood SpecialistsWood flooring manufacturing42
- Indiana Limestone FabricatorsCut stone products manufacturing28
- SpencerMail and parcel delivery20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 1,475 people in all across the county; Poland has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Owen County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Owen County and the Bloomington, IN metro.
Poland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Poland$199,960
- Indiana$257,165
- United States$366,157
Sellers are cutting prices on about 1 in 3 Poland listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Poland32.58%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Poland21
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Poland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Poland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.