Ponder, Texas.
Typical home $308,766 (-3.7% in a year). Dallas-Fort Worth-Arlington, TX metro.
to buy the typical home at today's mortgage rate — +$759 (+88%) since Jan 2020.
- 1 year
- Down $12,011 -4%
- $320,777$308,766 since Sep 2025
- 5 years
- Up $19,546 +7%
- $289,220$308,766 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ponder$1,621
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 53 years.
Typical home values in Ponder, TX fell 3.7% over the past year — slower than the nation's +1.2%.
Living in Ponder, Denton County, Texas
Ponder is a town of 2,442 people in Denton County. Half its households earn more than $106,250 a year and half less, against $111,498 across Denton County; 1% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Denton County was 4.2% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ponder is a small town in Denton County where nearly everyone owns the home they live in, and very few households live below the poverty line. Incomes run a little below the county's, and residents are younger than in many American towns. Winters are mild and brief, with the coldest days in January still above freezing at midday, while summers are hot, with July the warmest month, and rain and a little snow come to a moderate amount over the year.
Work. Many residents work in schools, hospitals and social care, with shops, professional and business services, and other services also employing a good share. Across Denton County, some of the largest workplaces are Lewisville ISD, Denton ISD and the University of North Texas. Commutes are on the long side, and a modest number of people work from home.
Things to do. Texas Motor Speedway, a race track, is a short drive away, and so is Sweetwater Creek, a river that offers a quiet change of pace. DATCU Stadium, a stadium, is also a short drive away. For museums, the Amon Carter Museum of American Art in Fort Worth is a longer drive.
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- 864households
- 34%of adults have a degree
- 1%below the poverty line
- 30 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Denton County had 320,064 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 32°; warmest in July, with highs near 96° and lows near 73°. About 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Denton Municipal Airport weather station, 6 miles away (NOAA).
Largest workplaces in Denton County
- Lewisville ISDSchool district6,468FTE
- Denton ISDSchool district4,578FTE
- University of North TexasUniversity or college4,333
- Northwest ISDSchool district3,443FTE
- Texas College Preparatory Academies SchoolsSchool district2,358FTE
- Peterbilt PaccarChassis, heavy truck, with or without cabs, manufacturing2,265
- PTD SouthwestTransmission and distribution line construction2,126
- Texas Woman's UniversityUniversity or college1,905
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 553 workplaces with 20 or more staff, 86,591 people in all across the county; Ponder has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HailVery high
- Heat wavesRelatively high
- WildfireRelatively moderate
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ponder’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Denton County and the Dallas-Fort Worth-Arlington, TX metro.
Ponder home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ponder$308,766
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Ponder listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ponder32.15%
- United States25.56%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ponder20
New listings per month
Sellers arriving at the market.
- Ponder6
Zip codes with a Ponder address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ponder — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.