Ponte Vedra, Florida.
Typical home $678,470 (-0.3% in a year), asking rent $3,280 (+3.0%). Jacksonville, FL metro.
to buy the typical home at today's mortgage rate — +$1,945 (+120%) since Jan 2020.
- 1 year
- Down $1,974 -0%
- $680,444$678,470 since Sep 2025
- 5 years
- Up $92,038 +16%
- $586,432$678,470 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ponte Vedra$3,561
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Ponte Vedra, FL fell 0.3% over the past year — slower than the nation's +1.2%.
Asking rents in Ponte Vedra, FL rose 3.0% over the past year — faster than the nation's +2.7%.
Owning the typical home in Ponte Vedra runs $1,437/mo more than renting one. The gap peaked at $2,079 in Oct 2023.
That is $4,718 a month against $3,280 rent: a $3,561 mortgage payment, plus $430 property tax and $726 insurance & upkeep.
Owning vs renting — Ponte Vedra
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,718
- Renting$3,280
- Mortgage only$3,561
Property tax · $430/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Johns County, FL
Insurance & upkeep · $726/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Ponte Vedra, St. Johns County, Florida
The Census does not count Ponte Vedra on its own, so the figures here are St. Johns County's. Half the county's households earn more than $109,839 a year and half less; 6% of the county's people live below the poverty line. 82% of the county's homes are lived in by their owners and 18% are rented. Unemployment in St. Johns County was 4.7% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in St. Johns County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ponte Vedra sits on the Atlantic coast of northeastern Florida, in St. Johns County. Winters are cool, with little or no snow, and summers are hot. A good deal of rain falls across the year, so the seasons tend to show up as much in the sky as on the ground.
Work. Across St. Johns County, unemployment has risen somewhat over the past year, while jobs grew slightly last year. Many residents work in schools, hospitals and social care, in professional and business services, in banks, insurance and property, or in retail shops. A large share of adults hold a four-year degree.
Things to do. EverBank Field, a stadium and one of the best known places in the area, is a longer drive away. Castillo de San Marcos is a fort, and Anastasia Island is a beach, both also a longer drive away.
Report a mistake
- 115,794households
- 44.2median age
- 51%of adults have a degree
- 6%below the poverty line
- 27 mintypical commute
- 27%work from home
What people in St. Johns County work in
Employed residents by industry, from the Census survey. St. Johns County had 100,949 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 65° and lows near 49°; warmest in July, with highs near 89° and lows near 77°. About 52 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Jacksonville Beach weather station, 12 miles away (NOAA).
Largest employers in St. Johns County
- St. Johns County School District6,438
- Flagler Hospital/UF Health St. Johns1,564
- St. Johns County BOCC1,527
- Northrop Grumman1,100
- PGA Tour, Inc.964
- Florida National Guard900
- St. Johns County Sheriff's Office816
- Florida School for the Deaf & Blind689
From St Johns County’s annual financial report for 2025, its schedule of principal employers (its source: “St Johns County Chamber of Commerce and St”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- HurricanesRelatively high
- LightningRelatively high
- Coastal floodingRelatively high
- Inland floodingRelatively moderate
- WildfireRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Johns County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Johns County and the Jacksonville, FL metro.
Ponte Vedra home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ponte Vedra$678,470
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Ponte Vedra listings, and the typical home goes pending in 70 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ponte Vedra28.50%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Ponte Vedra70
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ponte Vedra247
New listings per month
Sellers arriving at the market.
- Ponte Vedra43
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Ponte Vedra$660,574
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Ponte Vedra97.60%
Zip codes with a Ponte Vedra address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ponte Vedra — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.