Porter, Texas.
Typical home $304,722 (-1.4% in a year), asking rent $1,767 (-0.9%). Houston-The Woodlands-Sugar Land, TX metro.
to buy the typical home at today's mortgage rate — +$734 (+85%) since Jan 2020.
- 1 year
- Down $4,436 -1%
- $309,159$304,722 since Sep 2025
- 5 years
- Up $28,994 +11%
- $275,728$304,722 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Porter$1,599
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 35 years.
Typical home values in Porter, TX fell 1.4% over the past year — slower than the nation's +1.2%.
Asking rents in Porter, TX fell 0.9% over the past year — slower than the nation's +2.7%.
Owning the typical home in Porter runs $545/mo more than renting one. The gap peaked at $752 in Oct 2023.
That is $2,312 a month against $1,767 rent: a $1,599 mortgage payment, plus $386 property tax and $326 insurance & upkeep.
Owning vs renting — Porter
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,312
- Renting$1,767
- Mortgage only$1,599
Property tax · $386/mo 1.52% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, TX
Insurance & upkeep · $326/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Porter, Montgomery County, Texas
The Census does not count Porter on its own, so the figures here are Montgomery County's. Half the county's households earn more than $97,701 a year and half less; 9% of the county's people live below the poverty line. 72% of the county's homes are lived in by their owners and 28% are rented. Unemployment in Montgomery County was 4.6% in August 2026, and the county had 3.5% more jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Porter sits in Montgomery County, Texas, in the northern part of the Houston area. Most homes are lived in by their owners, and the county's residents have a mix of ages. Winters are mild, with little or no snow, and summers are hot. Rain falls often enough that the area is wetter than many parts of the country.
Work. Jobs in Montgomery County grew over the past year, and unemployment edged up slightly to a level just above the year before. Many residents work in schools, hospitals and social care, professional and business services, retail, and the building trades. A good share of adults hold a four-year degree, and a fair number of workers work from home.
Things to do. Lake Houston, a reservoir, is one of the nearby places to spend time outdoors. The Houston Zoo is a zoo a longer drive away, and the Museum of Fine Arts, Houston is a museum a longer drive away.
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- 247,541households
- 37.2median age
- 39%of adults have a degree
- 9%below the poverty line
- 32 mintypical commute
- 16%work from home
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 235,441 jobs in 2025, 3.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 44°; warmest in August, with highs near 95° and lows near 75°. About 52 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Houston Intercont Airport weather station, 11 miles away (NOAA).
Largest workplaces in Montgomery County
- Conroe ISDSchool district9,418FTE
- Lone Star College SystemUniversity or college6,772
- New Caney ISDSchool district2,715FTE
- HCA Houston Healthcare KingwoodGeneral hospital2,453FTE
- W W WebberRoad construction2,453
- 00W001 Insperity ServicesProfessional employer organizations2,226
- Houston Methodist the WoodlandsGeneral hospital1,881FTE
- Magnolia ISDSchool district1,868FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 387 workplaces with 20 or more staff, 64,763 people in all. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- TornadoesVery high
- Ice stormsVery high
- Cold wavesRelatively high
- Inland floodingRelatively high
- HurricanesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Montgomery County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Houston-The Woodlands-Sugar Land, TX metro.
Porter home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Porter$304,722
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Porter listings, and the typical home goes pending in 67 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Porter31.16%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Porter67
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Porter260
New listings per month
Sellers arriving at the market.
- Porter48
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Porter$307,534
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Porter97.11%
Zip codes with a Porter address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Porter — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.