Pottsboro, Texas.
Typical home $335,148 (-0.4% in a year). Sherman-Denison, TX metro.
to buy the typical home at today's mortgage rate — +$936 (+114%) since Jan 2020.
- 1 year
- Down $1,412 -0%
- $336,559$335,148 since Sep 2025
- 5 years
- Up $46,655 +16%
- $288,493$335,148 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pottsboro$1,759
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Pottsboro, TX fell 0.4% over the past year — slower than the nation's +1.2%.
Living in Pottsboro, Grayson County, Texas
Pottsboro is a town of 2,488 people in Grayson County. Half its households earn more than $69,439 a year and half less, against $72,182 across Grayson County; 10% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Grayson County was 4.4% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pottsboro is a small Grayson County town where nearly everyone lives in a home they own, and homes are valued higher than many people might expect for a town this size. Household incomes run a little below the county's, and a smaller share of adults hold a four-year degree than is typical across the country. Winters are mild and brief, with the coldest weather in January, while summers turn hot by August and the year brings a fair amount of rain.
Work. Many residents work in schools, hospitals and social care, with shops, manufacturing and transport and warehouse jobs close behind. Across Grayson County, some of the largest workplaces are Texoma Medical Center, Tyson Fresh Meats and Sherman ISD. The commute is on the longer side, and a fair number of people work from home, while the county has been adding jobs and unemployment has held steady from a year ago.
Things to do. Lake Texoma, a large reservoir, is a short drive away, and so is Eisenhower State Park, a protected area along its shore. Hagerman National Wildlife Refuge, another protected area good for walking and watching birds, is also a short drive away. For a longer outing, the Frank Buck Zoo is a longer drive away.
Report a mistake
- 1,034households
- 25%of adults have a degree
- 10%below the poverty line
- 28 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Grayson County had 52,998 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 34°; warmest in August, with highs near 93° and lows near 73°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sherman weather station, 5 miles away (NOAA).
Largest workplaces in Grayson County
- Texoma Medical CenterGeneral hospital1,899FTE
- Tyson Fresh MeatsMeat processed from carcasses1,845
- Sherman ISDSchool district1,199FTE
- Ruiz Foods ProductMexican foods, frozen, manufacturing980
- Denison ISDSchool district631FTE
- Texas InstrumentsSemiconductor devices manufacturing608
- Grayson CollegeUniversity or college607
- WalmartRefrigerated warehousing and storage442
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 113 workplaces with 20 or more staff, 15,802 people in all across the county; Pottsboro has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- HailRelatively high
- TornadoesRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pottsboro’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Grayson County and the Sherman-Denison, TX metro.
Pottsboro home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pottsboro$335,148
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Pottsboro listings, and the typical home goes pending in 47 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pottsboro26.02%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pottsboro159
New listings per month
Sellers arriving at the market.
- Pottsboro17
Zip codes with a Pottsboro address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pottsboro — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.