Proctor, Oklahoma.
. Tahlequah, OK metro.
to buy the typical home at today's mortgage rate — +$627 (+118%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oklahoma$1,159
- United States$1,922
Living in Proctor, Cherokee County, Oklahoma
Proctor, in Cherokee County, had 180 people in the 2020 census. Unemployment in Cherokee County was 4.1% in August 2026, and the county had 3.9% more jobs in 2025 than the year before. The most people in Cherokee County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Proctor is a very small community in Cherokee County, Oklahoma, where neighbors are likely to know one another by name. Winters are cold, with January the coldest month, and summers are hot, with July the warmest.
Work. Many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, and in government. Across Cherokee County, the largest workplaces include Cherokee Nation WW Hastings Hospital, Northeastern State University and Northeastern Health System. Unemployment in the county is a little higher than it was a year earlier, while the county has added jobs over the past year.
Things to do. Natural Falls State Park, a protected area, is a longer drive away, as is the Illinois River, a river that draws people to the water. The Cherokee Heritage Center, a museum, is also a longer drive away and is a good stop for anyone interested in the history of the area.
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What people in Cherokee County work in
Employed residents by industry, from the Census survey. Cherokee County had 18,652 jobs in 2025, 3.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 27°; warmest in July, with highs near 90° and lows near 68°.
Average daily high and low, 1991–2020, at the Stilwell Nnw weather station, 8 miles away (NOAA).
Largest workplaces in Cherokee County
- Cherokee Nation WW Hastings HospitalGeneral hospital1,049FTE
- Northeastern State UniversityUniversity or college898
- Northeastern Health SystemGeneral hospital777FTE
- Tahlequah SchoolsSchool district479FTE
- WalmartWarehouse clubs and supercenters408
- Greenleaf Nursery CompanyNursery with tree production299
- Lowe's Companies, INCHomecenter134
- Lake Region Electric Co-opDistribution of electric power130
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,548 people in all across the county; Proctor has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Heat wavesVery high
- Inland floodingVery high
- TornadoesVery high
- WildfireRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Proctor’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cherokee County and the Tahlequah, OK metro.
Proctor home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Proctor8
Zip codes with a Proctor address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Proctor — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.