Quincy, Massachusetts.
Typical home $674,171 (+2.1% in a year), asking rent $2,712 (+1.0%). Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$1,733 (+96%) since Jan 2020.
- 1 year
- Up $13,812 +2%
- $660,358$674,171 since Sep 2025
- 5 years
- Up $110,625 +20%
- $563,546$674,171 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Quincy$3,539
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Quincy, MA rose 2.1% over the past year — faster than the nation's +1.2%.
Asking rents in Quincy, MA rose 1.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Quincy runs $2,144/mo more than renting one. The gap peaked at $2,286 in May 2024.
That is $4,857 a month against $2,712 rent: a $3,539 mortgage payment, plus $596 property tax and $722 insurance & upkeep.
Owning vs renting — Quincy
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,857
- Renting$2,712
- Mortgage only$3,539
Property tax · $596/mo 1.06% of value a year — the ACS 2020-2024 median bill over the median home value for Norfolk County, MA
Insurance & upkeep · $722/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Quincy, Norfolk County, Massachusetts
Quincy is a city of 101,636 people in Norfolk County. Half its households earn more than $98,882 a year and half less, against $130,739 across Norfolk County; 11% of its people live below the poverty line. 45% of its homes are lived in by their owners and 55% are rented. Unemployment in Quincy was 4.0% in August 2026, and Norfolk County had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Quincy is a city just south of Boston, home to more people than most towns in the state. Incomes here run below the county's, and more households rent than across Norfolk County as a whole, with fewer homes lived in by their owners. Adults here are well educated, with a four-year degree common among them. Winters are cold, with January the coldest month and plenty of snow, and summers turn warm, with July the warmest.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, restaurants and hotels, and banks and insurance. Among the largest workplaces in Quincy are Quincy Schools, Boston Scientific, and the Stop & Shop corporate office. The commute is a fairly long one, and a good number of people work from home.
Things to do. Boston is a short drive away, and with it some of the region's best-known museums. The Museum of Fine Arts Boston is a large art museum, and the John F. Kennedy Presidential Library and Museum is another. For history on foot, the Freedom Trail is a walking route through the old city, also a short drive away. Fenway Park, the ballpark, is close by too.
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- 45,285households
- 50%of adults have a degree
- 11%below the poverty line
- 35 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. Norfolk County had 348,528 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 22°; warmest in July, with highs near 83° and lows near 63°. About 51 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hingham weather station, 6 miles away (NOAA).
Largest workplaces in Quincy
- Quincy SchoolsSchool district1,258FTE
- Stop & Shop Corporate OfficeBusiness services1,018
- Boston Scientific - QuincyInstruments, mechanical microsurgical, manufacturing637
- Bay State Community ServicesNon profit412
- WalmartDiscount department stores264
- Quincy CollegeUniversity or college262
- Eastern Nazarene CollegeUniversity or college260
- Cashman Dredging & Marine Contracting CoDredging250
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 40 workplaces with 20 or more staff, 5,622 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
FEMA rates every natural hazard here relatively low or very low.
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Quincy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Norfolk County and the Boston-Cambridge-Newton, MA-NH metro.
Quincy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Quincy$674,171
- Massachusetts$655,219
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Quincy listings, and the typical home goes pending in 15 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Quincy21.19%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Quincy15
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Quincy213
New listings per month
Sellers arriving at the market.
- Quincy86
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Quincy$630,547
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Quincy100.96%
Zip codes with a Quincy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Quincy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Quincy
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 02169 | Quincy | 62,993 | $2,687 | $632,884 |
| 02171 | Quincy | 20,164 | $2,851 | $702,530 |
| 02170 | Quincy | 18,809 | $2,266 | $745,590 |