States · Colorado · Elbert County

Ramah, Colorado.

Typical home $456,390 (+4.0% in a year). Denver-Aurora-Lakewood, CO metro.

What it costs per month · Ramah $2,395/mo

to buy the typical home at today's mortgage rate — +$1,297 (+118%) since Jan 2020.

What the home itself did
1 year
Up $17,615 +4%
$438,774$456,390 since Sep 2025
5 years
Up $48,960 +12%
$407,430$456,390 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Ramah $2,395 Colorado $2,777 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Ramah$2,395
  • Colorado$2,777
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 31 years.

Typical home values in Ramah, CO rose 4.0% over the past year — faster than the nation's +1.2%.

Living in Ramah, Elbert County, Colorado

Ramah is a town of 111 people in Elbert County. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Elbert County was 4.0% in August 2026, and the county had 5.1% more jobs in 2025 than the year before. The most people in Elbert County work in schools and health care, then professional services.

People 111 in the 2020 census
Household income Too few homes in Ramah for the Census survey to measure.
Unemployment 4.0% Elbert County, August 2026; 3.3% a year before
Homes 96% lived in by their owners; 4% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ramah is a very small community on the open plains of eastern Colorado, in Elbert County. Most homes here are lived in by their owners, and few residents live below the poverty line. Winters are colder than in most of the country, while summers are hot and dry, and the town's size means neighbors tend to know one another.

Work. Residents work mostly in schools, hospitals and social care, professional and business services, the building trades, and retail shops. Relatively few adults hold a four-year degree, and most people commute by car, with typical trips long enough that they shape the daily routine. Jobs across Elbert County have been growing over the past year, and unemployment has edged up slightly.

Things to do. The Calhan Paint Mines Archeological District, an archaeological site, is a short drive away and is one of the area's best known places to visit. Rambler Ranch, a museum, lies a longer drive away.

Report a mistake
  • 8%of adults have a degree
  • 4%below the poverty line
  • 35 mintypical commute

What people in Elbert County work in

  • Schools, hospitals and social care18%
  • Professional and business services14%
  • Building trades13%
  • Shops (retail)10%
  • Manufacturing8%
  • Other services6%

Employed residents by industry, from the Census survey. Elbert County had 5,138 jobs in 2025, 5.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 42° and 15°; warmest in July, 86° and 56° 20° 40° 60° 80° J F M A M J J 86° 56° A S O N D 42° 15°
Average daily high and low for each month: coldest in December, 42° and 15°; warmest in July, 86° and 56° 20° 40° 60° 80° J F M A M J J 86° 56° A S O N D 42° 15°

Coldest in December, with highs near 42° and lows near 15°; warmest in July, with highs near 86° and lows near 56°.

Average daily high and low, 1991–2020, at the Matheson Southeast weather station, 17 miles away (NOAA).

Largest workplaces in Elbert County

  1. Elizabeth School DistrictSchool district362FTE
  2. WalmartWarehouse clubs and supercenters194
  3. SafewaySupermarkets and other grocery stores90
  4. Big Sandy School District No. 100JSchool district62FTE
  5. Twin Rivers DeliveryCourier services57
  6. School District No. C-2 in the county of Elbert and State ofSchool district53FTE
  7. ViaflexTank lining contractors52
  8. Elbert School District No. 200School district50FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 529 people in all across the county; Ramah has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. WildfireRelatively high
  2. Winter weatherRelatively high
  3. HailRelatively moderate
  4. LightningRelatively moderate
  5. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ramah’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Elbert County and the Denver-Aurora-Lakewood, CO metro.

Ramah home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Ramah $456,390 Colorado $529,013 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Ramah$456,390
  • Colorado$529,013
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2023 2024 2025 2026 Ramah 13
5 10 15 2023 2024 2025 2026
  • Ramah13

Zip codes with a Ramah address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ramah — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ramah