States · Indiana · Harrison County

Ramsey, Indiana.

Typical home $246,423 (+3.4% in a year). Louisville/Jefferson County, KY-IN metro.

What it costs per month · Ramsey $1,293/mo

to buy the typical home at today's mortgage rate — +$741 (+134%) since Jan 2020.

What the home itself did
1 year
Up $8,108 +3%
$238,315$246,423 since Sep 2025
5 years
Up $61,685 +33%
$184,737$246,423 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ramsey $1,293 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ramsey$1,293
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Ramsey, IN rose 3.4% over the past year — faster than the nation's +1.2%.

Living in Ramsey, Harrison County, Indiana

Ramsey is in Harrison County. Unemployment in Harrison County was 3.5% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most people in Harrison County work in schools and health care, then manufacturing.

People The Census does not count Ramsey on its own.
Household income Too few homes in Ramsey for the Census survey to measure.
Unemployment 3.5% Harrison County, August 2026; 3.6% a year before
Homes Too few homes in Ramsey for the Census survey to measure.

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ramsey is a community in Harrison County, in southern Indiana. Winters are cold and summers are warm, with a good deal of rain and melted snow through the year. It is a place where people know one another, and the surrounding countryside is never far away.

Work. Many residents work in schools, hospitals and social care, in manufacturing, in shops, and in transport, warehousing and utilities. Jobs were slightly fewer last year than the year before, while unemployment has stayed low and steady.

Things to do. Wyandotte Caves is a tourist attraction a short drive away, and Marengo Cave is another tourist attraction a longer drive away. Hoosier National Forest, a protected area, is also a longer drive away and offers a quieter day outdoors.

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  • 12%below the poverty line

What people in Harrison County work in

  • Schools, hospitals and social care25%
  • Manufacturing14%
  • Shops (retail)11%
  • Transport, warehouses and utilities8%
  • Building trades8%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Harrison County had 10,113 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 24°; warmest in August, 88° and 64° 20° 40° 60° 80° J 43° 24° F M A M J J A 88° 64° S O N D
Average daily high and low for each month: coldest in January, 43° and 24°; warmest in August, 88° and 64° 20° 40° 60° 80° J 43° 24° F M A M J J A 88° 64° S O N D

Coldest in January, with highs near 43° and lows near 24°; warmest in August, with highs near 88° and lows near 64°. About 51 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the English weather station, 17 miles away (NOAA).

Largest workplaces in Harrison County

  1. Caesars Southern IndianaCasino hotels940
  2. Harrison County HospitalCritical access hospital490FTE
  3. South Harrison Com SchoolsSchool district470FTE
  4. Frontier-Kemper ConstructorsTunnel construction400
  5. WalmartWarehouse clubs and supercenters335
  6. Blue River ServicesCentralized administrative offices300
  7. North Harrison Com School CorpSchool district294FTE
  8. Martinrea InternationalJob stampings, automotive, metal, manufacturing255

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 3,843 people in all across the county; Ramsey has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively moderate
  2. Strong windRelatively moderate
  3. Winter weatherRelatively moderate
  4. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Harrison County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harrison County and the Louisville/Jefferson County, KY-IN metro.

Ramsey home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ramsey $246,423 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ramsey$246,423
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

Not enough data to draw this yet.

Zip codes with a Ramsey address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ramsey — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ramsey