States · Maryland · Allegany County

Rawlings, Maryland.

Typical home $180,187 (+6.7% in a year). Cumberland, MD-WV metro.

What it costs per month · Rawlings $946/mo

to buy the typical home at today's mortgage rate — +$535 (+130%) since Jan 2020.

What the home itself did
1 year
Up $11,365 +7%
$168,823$180,187 since Sep 2025
5 years
Up $46,970 +35%
$133,217$180,187 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Rawlings $946 Maryland $2,230 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Rawlings$946
  • Maryland$2,230
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Rawlings, MD rose 6.7% over the past year — faster than the nation's +1.2%.

Living in Rawlings, Allegany County, Maryland

Rawlings, in Allegany County, had 687 people in the 2020 census. Unemployment in Allegany County was 5.1% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Allegany County work in schools and health care, then shops.

People 687 in the 2020 census
Household income Too few homes in Rawlings for the Census survey to measure.
Unemployment 5.1% Allegany County, August 2026; 6.0% a year before
Homes Too few homes in Rawlings for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Rawlings is a small community in the hills of Allegany County, Maryland, where neighbors are likely to know one another. Winters are cold and snowy, with January the coldest month and snow falling often through the season. Summers are mild and warm, and rain and melted snow are steady through the year. Homes here cost less than in much of the country, and few residents live below the poverty line.

Work. Many residents work in schools, hospitals and social care, with shops, restaurants, hotels and government employing many others. Across Allegany County, the largest workplaces include UPMC Western Maryland, Allegany County Public Schools and Frostburg State University. Unemployment across the county has eased compared with a year earlier, though the county has lost a small share of its jobs over the past year.

Things to do. Dans Mountain State Park is a short drive away, and the Dan's Mountain Wildlife Management Area and the Barton Village Site, an archaeological site, lie in or beside town. A longer drive brings you to Deep Creek Lake, a reservoir, and to Fort Cumberland, a fort with history reaching back to the colonial era. Rivers and state parks fill out the wider area for those who like time outdoors.

Report a mistake
  • 4%below the poverty line

What people in Allegany County work in

  • Schools, hospitals and social care27%
  • Shops (retail)13%
  • Restaurants, hotels and entertainment10%
  • Government9%
  • Manufacturing9%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Allegany County had 26,493 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 18°; warmest in July, 79° and 59° 20° 40° 60° 80° J 34° 18° F M A M J J 79° 59° A S O N D
Average daily high and low for each month: coldest in January, 34° and 18°; warmest in July, 79° and 59° 20° 40° 60° 80° J 34° 18° F M A M J J 79° 59° A S O N D

Coldest in January, with highs near 34° and lows near 18°; warmest in July, with highs near 79° and lows near 59°. About 72 inches of snow and 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Frostburg weather station, 9 miles away (NOAA).

Largest workplaces in Allegany County

  1. Upmc-western MarylandGeneral hospital1,966FTE
  2. Allegany County Public SchoolsSchool district1,276FTE
  3. Frostburg State UniversityUniversity or college836
  4. WalmartWarehouse clubs and supercenters549
  5. Allegany College of MarylandTwo-year college472
  6. Allegany388
  7. American Woodmark - AlleganyCabinets, kitchen, stock or custom wood, manufacturing388
  8. Berry GlobalBadges, plastics, manufacturing219

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 39 workplaces with 20 or more staff, 6,275 people in all across the county; Rawlings has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. DroughtRelatively moderate
  3. Heat wavesRelatively moderate
  4. Winter weatherRelatively moderate
  5. HailRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rawlings’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Allegany County and the Cumberland, MD-WV metro.

Rawlings home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Rawlings $180,187 Maryland $424,890 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • Rawlings$180,187
  • Maryland$424,890
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

6 6 7 2026 Rawlings 7
6 6 7 2026
  • Rawlings7

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Rawlings address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rawlings — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Rawlings