Raymore, Missouri.
Typical home $358,854 (+3.3% in a year), asking rent $1,737 (+6.7%). Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$992 (+111%) since Jan 2020.
- 1 year
- Up $11,369 +3%
- $347,485$358,854 since Sep 2025
- 5 years
- Up $59,831 +20%
- $299,024$358,854 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Raymore$1,884
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Raymore, MO rose 3.3% over the past year — faster than the nation's +1.2%.
Asking rents in Raymore, MO rose 6.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Raymore runs $787/mo more than renting one. The gap peaked at $893 in Oct 2023.
That is $2,524 a month against $1,737 rent: a $1,884 mortgage payment, plus $256 property tax and $384 insurance & upkeep.
Owning vs renting — Raymore
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,524
- Renting$1,737
- Mortgage only$1,884
Property tax · $256/mo 0.86% of value a year — the ACS 2020-2024 median bill over the median home value for Cass County, MO
Insurance & upkeep · $384/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Raymore, Cass County, Missouri
Raymore is a city of 22,941 people in Cass County. Half its households earn more than $104,447 a year and half less, against $87,535 across Cass County; 5% of its people live below the poverty line. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Raymore was 3.5% in August 2026, and Cass County had 2.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Raymore is a city in Cass County, Missouri, where most homes are lived in by their owners and incomes run above the county's. The population is middle-aged, with a typical resident well past the early adult years, and a good share of adults hold a four-year degree. Poverty is uncommon, and the typical home costs more than many buyers in the wider region would expect to pay.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, retail and professional and business services also common. Among the largest workplaces in Raymore are Walmart, Raymore Senior Care and Sam's Club. Unemployment is low and slightly lower than a year ago, and Cass County has added jobs over the past year. A typical commute is a fairly ordinary suburban drive, and some people work from home.
Things to do. The closest outings are Longview Lake and the Harry S. Truman National Historic Site, both a short drive away. For a bigger day out, the Nelson-Atkins Museum of Art and Arrowhead Stadium are a longer drive away. Winters are cold, with January the coldest month, and summers are warm, so lakeside visits suit the warmer months best.
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- 9,322households
- 36%of adults have a degree
- 5%below the poverty line
- 26 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Cass County had 31,431 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 17°; warmest in July, with highs near 86° and lows near 67°.
Average daily high and low, 1991–2020, at the Lees Summit Reed Wr weather station, 8 miles away (NOAA).
Largest workplaces in Raymore
- WalmartWarehouse clubs and supercenters377
- Raymore Senior CareContinuing care retirement communities199
- Sam's ClubWarehouse clubs and supercenters169
- Metz Culinary ManagementFood service contractor65
- PslgAssisted living facilities for the elderly56
- Legacy Wendy'sCarryout restaurants23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 889 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively high
- TornadoesRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Raymore’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cass County and the Kansas City, MO-KS metro.
Raymore home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Raymore$358,854
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Raymore listings, and the typical home goes pending in 10 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Raymore28.64%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Raymore10
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Raymore84
New listings per month
Sellers arriving at the market.
- Raymore42
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Raymore$377,159
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Raymore99.78%
Zip codes with a Raymore address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Raymore — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.