Raytown, Missouri.
Typical home $207,260 (+2.5% in a year), asking rent $1,484 (+3.6%). Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$629 (+137%) since Jan 2020.
- 1 year
- Up $5,087 +3%
- $202,172$207,260 since Sep 2025
- 5 years
- Up $47,754 +30%
- $159,505$207,260 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Raytown$1,088
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Raytown, MO rose 2.5% over the past year — faster than the nation's +1.2%.
Asking rents in Raytown, MO rose 3.6% over the past year — faster than the nation's +2.7%.
Owning the typical home in Raytown runs $19/mo more than renting one. The gap peaked at $321 in Aug 2020.
That is $1,503 a month against $1,484 rent: a $1,088 mortgage payment, plus $193 property tax and $222 insurance & upkeep.
Owning vs renting — Raytown
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,503
- Renting$1,484
- Mortgage only$1,088
Property tax · $193/mo 1.12% of value a year — the ACS 2020-2024 median bill over the median home value for Jackson County, MO
Insurance & upkeep · $222/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Raytown, Jackson County, Missouri
Raytown is a city of 30,012 people in Jackson County. Half its households earn more than $68,840 a year and half less, against $68,577 across Jackson County; 12% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Raytown was 4.0% in August 2026, and Jackson County had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Raytown is a city in Jackson County, Missouri, with a population that is mostly settled and middle-aged. Most homes are lived in by their owners, and household incomes are close to the county's. Winters are cold, summers are hot, and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, in shops, and in professional and business services. Raytown C Schools, Hy-Vee and Recovery Village Missouri are among the largest workplaces in town. Unemployment is lower than it was a year ago, and a good many people work from home.
Things to do. Several well-known places are a short drive away, including the Kansas City Zoo and the Nelson-Atkins Museum of Art. The Harry S. Truman Presidential Library and Museum is also close by, and Arrowhead Stadium, a stadium, is a short drive too.
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- 12,492households
- 22%of adults have a degree
- 12%below the poverty line
- 24 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Jackson County had 374,810 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 22°; warmest in July, with highs near 88° and lows near 70°. About 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lees Summit Municipal Airport weather station, 5 miles away (NOAA).
Largest workplaces in Raytown
- Raytown C-2 SchoolsSchool district1,483FTE
- Electrical Corporation of AmericaLow voltage electrical work833
- 4M Building SolutionsBuilding cleaning services, janitorial704
- Hy-VeeSupermarkets and other grocery except convenience stores215
- Alpine Breeze Health and Wellness (2)Skilled nursing facilities130
- Recovery Village MissouriPsychiatric and substance abuse hospitals115
- Progressive ElectronicsElectrical contractors65
- Whatever It Takes Electrical ContractorsElectrical contractors65
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 2,350 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- HailRelatively high
- TornadoesRelatively high
- Cold wavesRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Raytown’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jackson County and the Kansas City, MO-KS metro.
Raytown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Raytown$207,260
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Raytown listings, and the typical home goes pending in 16 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Raytown33.93%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Raytown16
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Raytown124
New listings per month
Sellers arriving at the market.
- Raytown45
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Raytown$216,551
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Raytown99.80%
Zip codes with a Raytown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Raytown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Raytown
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 64133 | Kansas City | 36,249 | $1,269 | $214,364 |
| 64138 | Kansas City | 23,805 | $1,599 | $204,411 |