Red Oak, Virginia.
Typical home $183,586 (+13.4% in a year).
to buy the typical home at today's mortgage rate — +$357 (+59%) since Feb 2022.
- 1 year
- Up $21,676 +13%
- $161,910$183,586 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Red Oak$964
- Virginia$2,164
- United States$1,922
Typical home values in Red Oak, VA rose 13.4% over the past year — faster than the nation's +1.2%.
Living in Red Oak, Charlotte County, Virginia
The Census does not count Red Oak on its own, so the figures here are Charlotte County's. Half the county's households earn more than $58,000 a year and half less; 19% of the county's people live below the poverty line. 75% of the county's homes are lived in by their owners and 25% are rented. Unemployment in Charlotte County was 3.9% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in Charlotte County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Red Oak is a small community in Charlotte County, in south-central Virginia. Across the county, most homes are lived in by their owners, and more people own their homes than rent them. Many residents have lived in the area for years and know one another well, and the pace of life follows the seasons.
Work. Most residents work in schools, hospitals and social care, in shops, in manufacturing, or in transport, warehousing and utilities. Across the county, fewer adults hold a degree than across the country as a whole, and few people work from home, so most commute out each day. Jobs in the county eased slightly last year, while unemployment has held steady over the past year.
Things to do. The Dan River is a short drive away and is a popular spot for time on the water. Staunton River State Park, also a short drive away, is a protected area with trails and open land. Kerr Lake, a reservoir a longer drive away, offers a wider stretch of water for a day out.
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- 4,704households
- 44.5median age
- 20%of adults have a degree
- 19%below the poverty line
- 32 mintypical commute
- 6%work from home
What people in Charlotte County work in
Employed residents by industry, from the Census survey. Charlotte County had 2,735 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 29°; warmest in July, with highs near 89° and lows near 68°. About 5 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chase City weather station, 9 miles away (NOAA).
Largest workplaces in Charlotte County
- Charlotte County Public SchoolsSchool district274FTE
- Morgan Lumber CoLumber made from logs or bolts129
- Kituwah Manufacturing85
- UPSCouriers and express delivery services77
- Phillips HeavyLand clearing42
- Principle LTCNursing homes40
- Red Oak ExcavatingExcavation contractors25
- Richard E Wallace Jr & Richard E Wallace SrTobacco farming, field and seed production22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 420 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Charlotte County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Charlotte County.
Red Oak home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Red Oak$183,586
- Virginia$412,252
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Red Oak address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Red Oak — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.