States · Indiana · White County

Reynolds, Indiana.

Typical home $202,624 (+2.2% in a year).

What it costs per month · Reynolds $1,064/mo

to buy the typical home at today's mortgage rate — +$629 (+144%) since Jan 2020.

What the home itself did
1 year
Up $4,281 +2%
$198,343$202,624 since Sep 2025
5 years
Up $51,710 +34%
$150,914$202,624 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Reynolds $1,064 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Reynolds$1,064
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Reynolds, IN rose 2.2% over the past year — faster than the nation's +1.2%.

Living in Reynolds, White County, Indiana

Reynolds is a town of 531 people in White County. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in White County was 3.1% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in White County work in manufacturing, then schools and health care.

People 531 in the 2020 census
Household income Too few homes in Reynolds for the Census survey to measure.
Unemployment 3.1% White County, August 2026; 3.5% a year before
Homes 82% lived in by their owners; 18% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Reynolds is a very small town, and most of its homes are lived in by their owners, a good deal more than is typical across the country. Fewer residents than in most places hold a four-year degree, and poverty is low. Winters are cold, with snow most years, and summers are warm, with a fair amount of rain through the year.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Across White County, some of the largest workplaces are Twin Lakes School, White County Government and Walmart. The usual commute is fairly short, and some people work from home.

Things to do. Indiana Beach, an amusement park, is a short drive away, as is Lake Shafer, a lake popular for time on the water. Prophetstown State Park, a protected area with open land to walk, is a longer drive away.

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  • 233households
  • 16%of adults have a degree
  • 6%below the poverty line
  • 20 mintypical commute
  • 12%work from home

What people in White County work in

  • Manufacturing26%
  • Schools, hospitals and social care17%
  • Shops (retail)10%
  • Building trades9%
  • Professional and business services7%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. White County had 8,806 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 16°; warmest in July, 83° and 62° 20° 40° 60° 80° J 31° 16° F M A M J J 83° 62° A S O N D
Average daily high and low for each month: coldest in January, 31° and 16°; warmest in July, 83° and 62° 20° 40° 60° 80° J 31° 16° F M A M J J 83° 62° A S O N D

Coldest in January, with highs near 31° and lows near 16°; warmest in July, with highs near 83° and lows near 62°. About 20 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Chalmers West weather station, 7 miles away (NOAA).

Largest workplaces in White County

  1. Twin Lakes School CorpSchool district300FTE
  2. White County GovernmentPersonnel offices, government247
  3. WalmartWarehouse clubs and supercenters244
  4. Girtz IndustriesRadiator shields and enclosures, sheet metal, manufacturing225
  5. Ball Beverage Pkg 192 Monticello332431 aluminum cans, light gauge metal, manufacturing224
  6. Regal RexnordRoller bearings manufacturing211
  7. Global Harvest FoodsBird feed, prepared, manufacturing171
  8. Rose Acre FarmsPerishable prepared food manufacturing164

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 2,965 people in all across the county; Reynolds has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Cold wavesRelatively high
  3. HailRelatively moderate
  4. TornadoesRelatively moderate
  5. Winter weatherRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Reynolds’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on White County.

Reynolds home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Reynolds $202,624 Indiana $257,165 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Reynolds$202,624
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Reynolds address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Reynolds — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Reynolds