Richfield, North Carolina.
Typical home $324,723 (+3.9% in a year). Albemarle, NC metro.
to buy the typical home at today's mortgage rate — +$1,003 (+143%) since Jan 2020.
- 1 year
- Up $12,304 +4%
- $312,419$324,723 since Sep 2025
- 5 years
- Up $74,859 +30%
- $249,864$324,723 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Richfield$1,704
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Richfield, NC rose 3.9% over the past year — faster than the nation's +1.2%.
Living in Richfield, Stanly County, North Carolina
Richfield is a town of 582 people in Stanly County. Unemployment in Stanly County was 3.1% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most people in Stanly County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Richfield is a very small town in Stanly County, North Carolina. Winters are cool, with the coldest weather in January, and summers turn hot by July. Snow is rare, and rain falls fairly steadily through the year. Homes here are valued above what is typical for the county's incomes, and the poverty rate is a little above what many small towns see.
Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, shops and the building trades. Within Richfield itself, the largest workplaces include Clayton, which builds manufactured homes, and Food Lion, the grocery chain. Most people commute a fair distance to their jobs, and very few work from home. Unemployment across Stanly County is lower than it was a year ago, and the county has added jobs over the past year.
Things to do. A short drive away, Tuckertown Reservoir offers water for fishing and boating, and the Hardaway Site is an archaeological site tied to the region's earliest inhabitants. Farther afield, Uwharrie National Forest is a protected area of woods and trails. Charlotte Motor Speedway, one of the best known race tracks in the country, is also a longer drive away.
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- 11%below the poverty line
- 24 mintypical commute
- 1%work from home
What people in Stanly County work in
Employed residents by industry, from the Census survey. Stanly County had 23,791 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 31°; warmest in July, with highs near 89° and lows near 69°. About 1 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Albemarle weather station, 6 miles away (NOAA).
Largest workplaces in Richfield
- ClaytonManufactured home manufacturing210
- ClaytonManufactured home manufacturing98
- Food LionGrocery stores86
- ClaytonSpecialized freight trucking51
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 445 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- DroughtRelatively moderate
- Strong windRelatively moderate
- HurricanesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Richfield’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Stanly County and the Albemarle, NC metro.
Richfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Richfield$324,723
- North Carolina$332,159
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Richfield10
Zip codes with a Richfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Richfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.