Ridge, Maryland.
Typical home $438,343 (+2.1% in a year). California-Lexington Park, MD metro.
to buy the typical home at today's mortgage rate — +$1,096 (+91%) since Jan 2020.
- 1 year
- Up $8,969 +2%
- $429,374$438,343 since Sep 2025
- 5 years
- Up $50,381 +13%
- $387,962$438,343 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ridge$2,301
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in Ridge, MD rose 2.1% over the past year — faster than the nation's +1.2%.
Living in Ridge, St. Mary's County, Maryland
The Census does not count Ridge on its own, so the figures here are St. Mary's County's. Half the county's households earn more than $119,446 a year and half less; 8% of the county's people live below the poverty line. 73% of the county's homes are lived in by their owners and 27% are rented. Unemployment in St. Mary's County was 3.7% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most people in St. Mary's County work in government, then schools and health care.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ridge sits in St. Mary's County in southern Maryland, and the figures that describe its people and homes are for the whole county, since the Census does not count the town on its own. Across the county, most homes are lived in by their owners, and many residents hold a four-year degree. Winters are cold and summers are warm, with a good deal of rain and melted snow over the year.
Work. Many residents work in government, in schools, hospitals and social care, in professional and business services, or in shops. Across the county, unemployment has eased in the past year, though the number of jobs has recently fallen. A fair share of workers do their jobs from home, and most people spend a moderate amount of time commuting.
Things to do. Point Lookout State Park, a protected area a short drive away, is a good place for walks and time near the water. The Potomac River, also a short drive away, is one of the best known rivers in the region. The Calvert Marine Museum is a museum a longer drive away, worth the trip for those interested in the area's maritime history.
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- 42,436households
- 37.2median age
- 36%of adults have a degree
- 8%below the poverty line
- 30 mintypical commute
- 18%work from home
What people in St. Mary's County work in
Employed residents by industry, from the Census survey. St. Mary's County had 47,919 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 30°; warmest in July, with highs near 87° and lows near 71°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Inigoes Webster Nolf weather station, 4 miles away (NOAA).
Largest workplaces in St. Mary's County
- St. Mary's County Public SchoolsSchool district2,316FTE
- V2XMaintenance and repair services, aircraft904
- St. Marys HospitalGeneral hospital899FTE
- Smartronix - HollywoodSystems integration design services, computer562
- St. Mary's College of MarylandUniversity or college504
- BAE Systems Inc. - TSSCountermeasure sets manufacturing440
- WalmartWarehouse clubs and supercenters409
- American Electronic Warfare AssociatesComputer and related hardware research and development laboratories or services372
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 69 workplaces with 20 or more staff, 9,116 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively moderate
- DroughtRelatively moderate
- Strong windRelatively moderate
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Mary's County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Mary's County and the California-Lexington Park, MD metro.
Ridge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ridge$438,343
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ridge6
Zip codes with a Ridge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.