Ridgely, Maryland.
Typical home $369,450 (+1.7% in a year).
to buy the typical home at today's mortgage rate — +$1,014 (+110%) since Jan 2020.
- 1 year
- Up $6,341 +2%
- $363,109$369,450 since Sep 2025
- 5 years
- Up $52,514 +17%
- $316,936$369,450 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ridgely$1,939
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Ridgely, MD rose 1.7% over the past year — faster than the nation's +1.2%.
Living in Ridgely, Caroline County, Maryland
Ridgely is a town of 1,611 people in Caroline County. Half its households earn more than $62,048 a year and half less, against $68,457 across Caroline County; 13% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in Caroline County was 3.6% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ridgely is a small town in Caroline County, on Maryland's Eastern Shore, where most homes are lived in by their owners. Household incomes run below the county's, and typical home values are well above what the incomes alone might suggest. Few adults hold a four-year degree, and winters are cold with some snow, while summers turn properly warm.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and government. Across Caroline County, some of the biggest workplaces are Caroline County Public Schools, Walmart and Denton Nursing & Rehab. The usual commute is a long one, and only a small share of people work from home.
Things to do. Adkins Arboretum, a botanical garden, is in or beside town, which makes it an easy outing for a walk among the plantings. Tuckahoe State Park and Martinak State Park are both protected areas a short drive away. For a longer day out, Dover Motor Speedway, a race track, is a longer drive away.
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- 649households
- 13%of adults have a degree
- 13%below the poverty line
- 35 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Caroline County had 9,016 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 87° and lows near 67°. About 13 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Greenwood 2NE weather station, 19 miles away (NOAA).
Largest workplaces in Caroline County
- Caroline County Public SchoolsSchool district930FTE
- County Commissioners of Caroline County341
- WalmartWarehouse clubs and supercenters324
- Service TodayPlumbing, heating, and air-conditioning contractors164
- Denton Nursing & RehabSkilled nursing facilities130
- Lywood ElectricElectrical wiring contractors128
- TRI GAS & OIL457210 fuel dealers103
- Hub GroupSpecialized freight trucking, local90
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 1,753 people in all across the county; Ridgely has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HurricanesRelatively high
- Winter weatherRelatively high
- DroughtRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ridgely’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caroline County.
Ridgely home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ridgely$369,450
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Ridgely listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ridgely21
New listings per month
Sellers arriving at the market.
- Ridgely8
Zip codes with a Ridgely address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ridgely — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.