Ripley, Mississippi.
Typical home $138,218 (+1.9% in a year).
to buy the typical home at today's mortgage rate — +$287 (+66%) since Jan 2020.
- 1 year
- Up $2,616 +2%
- $135,602$138,218 since Sep 2025
- 5 years
- Down $2,480 -2%
- $140,698$138,218 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ripley$725
- Mississippi$1,021
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Ripley, MS rose 1.9% over the past year — faster than the nation's +1.2%.
Living in Ripley, Tippah County, Mississippi
Ripley is a city of 5,462 people in Tippah County. Half its households earn more than $55,444 a year and half less, against $52,542 across Tippah County; 20% of its people live below the poverty line. Unemployment in Tippah County was 2.7% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ripley is a small city in Tippah County, and its people tend to be older than in most American places. Household incomes run a little above the county's, though a notable part of residents live below the poverty line, and homes are typically priced modestly. Winters are cool and short, with snow a rare event, summers are hot, and rain falls steadily through the year.
Work. Most residents work in manufacturing, in schools, hospitals and social care, in shops, or in transport, warehousing and utilities. The largest workplaces in Ripley include the South Tippah School District, Walmart and Tippah County Hospital. Unemployment in Tippah County is lower than it was a year earlier, and the county has gained jobs over the past year. Commutes are of moderate length, and very few people work from home.
Things to do. Lake Chautauqua, a reservoir, is a short drive away and is the nearest place to get out on the water. A longer drive brings you to Holly Springs National Forest, a protected area of woodland, and to Brice's Cross Roads National Battlefield Site, an archaeological site that marks a Civil War battle. Graceland Too, a museum, is also a longer drive from town.
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- 2,229households
- 22%of adults have a degree
- 20%below the poverty line
- 24 mintypical commute
- 1%work from home
What residents work in
Employed residents by industry, from the Census survey. Tippah County had 7,209 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 29°; warmest in July, with highs near 90° and lows near 69°. About 2 inches of snow and 58 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Ripley weather station, under a mile away (NOAA).
Largest workplaces in Ripley
- South Tippah School DistSchool district404FTE
- WalmartDiscount department stores131
- Tippah County HospitalCritical access hospital108FTE
- #581 Food GiantSupermarkets and other grocery stores66
- Vanguard Health careSkilled nursing facilities62
- Tippah Electric Power AssociationDistribution of electric power49
- Roberts BuildersGeneral commercial construction45
- Houchens Food GroupSupermarkets and other grocery stores36
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 414 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Cold wavesRelatively high
- EarthquakesRelatively high
- LightningRelatively high
- Strong windrelatively high in parts of RipleyRelatively moderate
- Heat wavesrelatively high in parts of RipleyRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ripley’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tippah County.
Ripley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ripley$138,218
- Mississippi$194,531
- United States$366,157
Sellers are cutting prices on about 1 in 5 Ripley listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ripley21.99%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ripley42
New listings per month
Sellers arriving at the market.
- Ripley8
Zip codes with a Ripley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ripley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.