Roach, Missouri.
Typical home $327,327 (+1.5% in a year).
to buy the typical home at today's mortgage rate — +$887 (+107%) since Jan 2020.
- 1 year
- Up $4,697 +1%
- $322,630$327,327 since Sep 2025
- 5 years
- Up $35,860 +12%
- $291,467$327,327 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Roach$1,718
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 30 years.
Typical home values in Roach, MO rose 1.5% over the past year — faster than the nation's +1.2%.
Living in Roach, Camden County, Missouri
The Census does not count Roach on its own, so the figures here are Camden County's. Half the county's households earn more than $66,387 a year and half less; 13% of the county's people live below the poverty line. 82% of the county's homes are lived in by their owners and 18% are rented. Unemployment in Camden County was 3.4% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Camden County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Roach is a town in Camden County in the Ozark hills of central Missouri. Winters are cold, with January the coldest month, and summers are hot. Snow is light compared with much of the country, but rain falls fairly heavily through the year.
Work. Many residents work in schools, hospitals and social care, in shops, in the building trades, or in restaurants, hotels and entertainment. Jobs in the county grew slightly last year, and unemployment is lower than it was a year ago. Commutes are shorter than most of the country's, and fewer people work from home than across the nation.
Things to do. Ha Ha Tonka State Park is a protected area a short drive away, and Bridal Cave, a tourist attraction, is also a short drive off. Lake of the Ozarks, a reservoir, is a longer drive away and offers a larger day out on the water.
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- 17,925households
- 53.2median age
- 26%of adults have a degree
- 13%below the poverty line
- 22 mintypical commute
- 10%work from home
What people in Camden County work in
Employed residents by industry, from the Census survey. Camden County had 17,781 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 89° and lows near 70°. About 4 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lakeside weather station, 17 miles away (NOAA).
Largest workplaces in Camden County
- Lake Regional Health SystemGeneral hospital1,003FTE
- Camdenton R-iii SchoolsSchool district680FTE
- WalmartWarehouse clubs and supercenters331
- WalmartWarehouse clubs and supercenters267
- Change Academy at Lake of the OzarkMental health facilities, residential236
- Jones TileAddition, alteration and renovation, commercial and institutional building200
- Hy-VeeSupermarkets and other grocery except convenience stores196
- Menards"home centers"156
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 34 workplaces with 20 or more staff, 4,281 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Winter weatherRelatively high
- LandslidesRelatively moderate
- Inland floodingRelatively moderate
- Heat wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Camden County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Camden County.
Roach home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Roach$327,327
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Roach listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Roach33.44%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Roach23
New listings per month
Sellers arriving at the market.
- Roach7
Zip codes with a Roach address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Roach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.