Rock Hall, Maryland.
Typical home $364,178 (+4.3% in a year).
to buy the typical home at today's mortgage rate — +$1,036 (+118%) since Jan 2020.
- 1 year
- Up $15,082 +4%
- $349,096$364,178 since Sep 2025
- 5 years
- Up $60,244 +20%
- $303,934$364,178 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rock Hall$1,911
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Rock Hall, MD rose 4.3% over the past year — faster than the nation's +1.2%.
Living in Rock Hall, Kent County, Maryland
Rock Hall is a town of 1,198 people in Kent County. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Kent County was 3.7% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most people in Kent County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rock Hall is a very small town in Kent County, Maryland, where most homes are lived in by their owners. Incomes across the county are modest and a share of residents live below the poverty line. A four-year degree is held by a minority of adults, and the typical drive to work is fairly short. Winters are cold, with January highs a little above freezing, and summers are warm, with July highs well into the warm range. Snow falls most winters but not heavily, and the year is reasonably wet.
Work. Most residents work in schools, hospitals and social care, followed by shops, professional and business services, and manufacturing. Across Kent County, some of the largest workplaces are Washington College, Kent County Public Schools and Chester River Hospital Center. Unemployment across the county has eased compared with a year earlier, though the county has fewer jobs than it did the year before. A small share of residents work from home.
Things to do. The Chester River is a short drive away, and so is Eastern Neck National Wildlife Refuge, a protected area for walking and watching wildlife. For a day out in the city, Fort McHenry and the National Aquarium are a longer drive away.
Report a mistake
- 646households
- 31%of adults have a degree
- 8%below the poverty line
- 19 mintypical commute
- 12%work from home
What people in Kent County work in
Employed residents by industry, from the Census survey. Kent County had 7,553 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 27°; warmest in July, with highs near 87° and lows near 69°. About 17 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chestertown weather station, 11 miles away (NOAA).
Largest workplaces in Kent County
- Washington CollegeUniversity or college491
- Kent County Public SchoolsSchool district322FTE
- Acts Communities of Maryland, Inc. - Heron PointContinuing care retirement communities187
- Chester River Hospital CenterGeneral hospital139FTE
- LaMotte ChestertownPharmaceutical preparations manufacturing137
- Dixon Valve and Coupling CompanyCouplings, hose, metal, manufacturing111
- Gillespie Precast - Plant 2Concrete products, precast, manufacturing109
- Redner's Warehouse Market ChestertownGrocery stores92
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 1,393 people in all across the county; Rock Hall has one of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- LightningRelatively high
- DroughtRelatively moderate
- HurricanesRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rock Hall’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kent County.
Rock Hall home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rock Hall$364,178
- Maryland$424,890
- United States$366,157
Sellers are cutting prices on about 1 in 4 Rock Hall listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rock Hall26.64%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rock Hall35
New listings per month
Sellers arriving at the market.
- Rock Hall9
Zip codes with a Rock Hall address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rock Hall — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.